XML 94 R46.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Regulatory Requirements and Restrictions (Tables)
12 Months Ended
Dec. 31, 2019
Regulatory Requirements and Restrictions  
Schedule of actual capital amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum To Be

 

 

 

 

 

 

 

 

 

 

 

 

 

Well Capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

Under Prompt

 

 

 

 

 

 

 

 

Minimum Capital

 

Corrective Action

 

 

 

Actual

 

Requirements

 

Provisions

 

(Dollars in thousands)

 

   Amount   

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

  

As of December 31, 2019:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

195,927

 

14.9

%

$

105,544

 

8.0

%

 

N/A

 

N/A

 

C&F Bank

 

 

181,369

 

14.0

 

 

103,307

 

8.0

 

$

129,134

 

10.0

%

Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

179,233

 

13.6

 

 

79,158

 

6.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

165,021

 

12.8

 

 

77,480

 

6.0

 

 

103,307

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

154,233

 

11.7

 

 

59,369

 

4.5

 

 

N/A

 

N/A

 

C&F Bank

 

 

165,021

 

12.8

 

 

58,110

 

4.5

 

 

83,937

 

6.5

 

Tier 1 Capital (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

179,233

 

11.1

 

 

64,863

 

4.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

165,021

 

10.3

 

 

64,201

 

4.0

 

 

80,251

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

183,781

 

15.3

%

$

96,274

 

8.0

%

 

N/A

 

N/A

 

C&F Bank

 

 

181,685

 

15.1

 

 

96,088

 

8.0

 

$

120,110

 

10.0

%

Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

168,504

 

14.0

 

 

72,205

 

6.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

166,437

 

13.9

 

 

72,066

 

6.0

 

 

96,088

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

143,590

 

11.9

 

 

54,154

 

4.5

 

 

N/A

 

N/A

 

C&F Bank

 

 

166,437

 

13.9

 

 

54,050

 

4.5

 

 

78,072

 

6.5

 

Tier 1 Capital (to Average Tangible Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

168,504

 

11.3

 

 

59,759

 

4.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

166,437

 

11.2

 

 

59,666

 

4.0

 

 

74,582

 

5.0