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Business Segments (Tables)

12 Months Ended

Dec. 31, 2019

Business Segments

Schedule of segment reporting information, by segment

		Year Ended December 31, 2019
		Retail			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Revenues:
Interest income		$	59,465		$	2,699		$	41,389		$	4		$	(8,547)		$	95,010
Gains on sales of loans			—			10,603			—			—			—			10,603
Other noninterest income			11,392			5,103			565			4,349			—			21,409
Total operating income			70,857			18,405			41,954			4,353			(8,547)			127,022
Expenses:
Provision for loan losses			360			—			8,155			—			—			8,515
Interest expense			10,181			1,618			10,169			1,135			(8,547)			14,556
Salaries and employee benefits			28,231			5,965			8,668			4,337			—			47,201
Depreciation and amortization			3,242			246			196			182			—			3,866
Other noninterest expenses			17,091			5,467			5,338			1,056			—			28,952
Total operating expenses			59,105			13,296			32,526			6,710			(8,547)			103,090
Income (loss) before income taxes			11,752			5,109			9,428			(2,357)			—			23,932
Income tax expense (benefit)			1,837			1,336			2,560			(651)			—			5,082
Net income (loss)		$	9,915		$	3,773		$	6,868		$	(1,706)		$	—		$	18,850
Total assets		$	1,468,627		$	102,467		$	314,431		$	30,299		$	(258,392)		$	1,657,432
Goodwill		$	3,702		$	—		$	10,723		$	—		$	—		$	14,425
Capital expenditures		$	2,270		$	246		$	123		$	67		$	—		$	2,706

		Year Ended December 31, 2018
		Retail			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Revenues:
Interest income		$	55,019		$	2,018		$	42,789		$	6		$	(7,284)		$	92,548
Gains on sales of loans			—			7,841			—			—			—			7,841
Other noninterest income			11,029			4,015			738			2,135			—			17,917
Total operating income			66,048			13,874			43,527			2,141			(7,284)			118,306
Expenses:
Provision for loan losses			100			—			10,906			—			—			11,006
Interest expense			6,842			904			9,413			1,152			(7,284)			11,027
Salaries and employee benefits			26,632			5,298			8,542			1,531			—			42,003
Depreciation and amortization			3,014			269			211			177			—			3,671
Other noninterest expenses			16,869			4,803			5,303			1,083			—			28,058
Total operating expenses			53,457			11,274			34,375			3,943			(7,284)			95,765
Income (loss) before income taxes			12,591			2,600			9,152			(1,802)			—			22,541
Income tax expense (benefit)			1,958			697			2,460			(594)			—			4,521
Net income (loss)		$	10,633		$	1,903		$	6,692		$	(1,208)		$	—		$	18,020
Total assets		$	1,351,932		$	51,226		$	296,876		$	16,461		$	(195,084)		$	1,521,411
Goodwill		$	3,702		$	—		$	10,723		$	—		$	—		$	14,425
Capital expenditures		$	3,178		$	133		$	59		$	4		$	—		$	3,374

		Year Ended December 31, 2017
		Retail			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Revenues:
Interest income		$	49,564		$	1,660		$	44,745		$	1		$	(6,377)		$	89,593
Gains on sales of loans			—			8,553			—			—			—			8,553
Other noninterest income			10,501			4,095			878			3,205			—			18,679
Total operating income			60,065			14,308			45,623			3,206			(6,377)			116,825
Expenses:
Provision for loan losses			200			—			16,235			—			—			16,435
Interest expense			6,076			587			8,164			1,151			(6,377)			9,601
Salaries and employee benefits			25,132			5,945			9,272			3,248			—			43,597
Depreciation and amortization			2,818			239			212			178			—			3,447
Other noninterest expenses			15,133			4,946			5,209			491			—			25,779
Total operating expenses			49,359			11,717			39,092			5,068			(6,377)			98,859
Income (loss) before income taxes			10,706			2,591			6,531			(1,862)			—			17,966
Income tax expense (benefit)			5,727			1,606			4,198			(137)			—			11,394
Net income (loss)		$	4,979		$	985		$	2,333		$	(1,725)		$	—		$	6,572
Total assets		$	1,336,100		$	64,513		$	291,774		$	11,220		$	(194,551)		$	1,509,056
Goodwill		$	3,702		$	—		$	10,723		$	—		$	—		$	14,425
Capital expenditures		$	3,524		$	410		$	232		$	14		$	—		$	4,180

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
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Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
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-Name Accounting Standards Codification
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