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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Operating activities:      
Net income $ 18,850 $ 18,020 $ 6,572
Adjustments to reconcile net income to net cash (used in) provided by operating activities:      
Depreciation 3,636 3,220 2,771
Deferred income taxes 354 632 9,405
Provision for loan losses 8,515 11,006 16,435
Share-based compensation 1,466 1,345 1,451
Pension expense 649 403 627
Pension contribution   (3,000) (1,500)
Accretion of certain acquisition-related discounts, net (2,871) (3,034) (1,706)
Amortization of intangible assets 230 451 676
Net realized gains on maturities and calls of securities available for sale (10) (10) (10)
Accretion of discounts and amortization of premiums on securities, net 1,534 1,783 1,676
Income from bank-owned life insurance (711) (424) (433)
Proceeds from sales of loans held for sale 903,968 720,250 750,110
Origination of loans held for sale (941,001) (699,028) (744,780)
Gains on sales of loans held for sale (10,603) (7,841) (8,553)
Other (gains) and losses, net (18) (150) 131
Change in other assets and liabilities:      
Accrued interest receivable 660 153 (328)
Other assets 137 3,936 (3,807)
Accrued interest payable 371 82 135
Other liabilities (320) (672) (3,097)
Net cash (used in) provided by operating activities (15,164) 47,122 25,775
Investing activities:      
Proceeds from bank-owned life insurance 785    
Proceeds from maturities and calls of securities available for sale and payments on mortgage-backed securities 75,583 51,067 41,520
Purchases of securities available for sale (48,216) (51,322) (53,461)
Repayments on loans held for investment by non-bank affiliates 123,140 117,014 117,018
Purchases of loans held for investment by non-bank affiliates (149,377) (133,484) (121,644)
Net increase in retail banking loans held for investment (31,886) (27,720) (39,659)
Proceeds from sales of other real estate owned 521 18 245
Purchases of corporate premises and equipment (2,706) (3,374) (4,180)
Change in collateral posted with other financial institutions, net (2,490)    
Other investing activities, net (1,283) 278 249
Net cash used in investing activities (35,929) (47,523) (59,912)
Financing activities:      
Net increase in demand and savings deposits 34,093 11,625 47,970
Net increase (decrease) in time deposits 75,496 (1,393) 3,538
Net increase (decrease) in short-term borrowings 1,444 (5,705) 3,257
Proceeds from long-term borrowings 7,000    
Repayments of long-term borrowings (7,000) (2,500)  
Repurchases of common stock (4,385) (1,105)  
Cash dividends paid (5,131) (4,931) (4,637)
Other financing activities, net (4)   231
Net cash provided by (used in) financing activities 101,513 (4,009) 50,359
Net increase (decrease) in cash and cash equivalents 50,420 (4,410) 16,222
Cash and cash equivalents at beginning of periods 115,013 119,423 103,201
Cash and cash equivalents at end of period 165,433 115,013 119,423
Supplemental cash flow disclosures:      
Interest paid 14,150 10,909 9,430
Income taxes paid 2,296 821 5,133
Supplemental disclosure of noncash investing and financing activities      
Value of shares withheld at vesting for employee taxes 532 432 560
Transfers from loans to other real estate owned 496 $ 98 $ 208
Transfers from corporate premises and equipment to other real estate owned 835    
Liabilities assumed to acquire right of use assets under operating leases 1,137    
Issuance of noncontrolling interest $ 490