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Business Segments (Tables)

12 Months Ended

Dec. 31, 2020

Business Segments

Schedule of segment reporting information, by segment

Year Ended December 31, 2020

Community

Mortgage

Consumer

(Dollars in thousands)

Banking

Banking

Finance

Other

Eliminations

Consolidated

Revenues:

Interest income

$

62,173

$

4,954

$

38,949

$

—

$

(9,163)

$

96,913

Gains on sales of loans

3,489

25,792

—

—

(57)

29,224

Other noninterest income

10,843

9,985

492

4,904

(30)

26,194

Total operating income

76,505

40,731

39,441

4,904

(9,250)

152,331

Expenses:

Provision for loan losses

4,600

10

6,470

—

—

11,080

Interest expense

10,630

1,579

8,726

1,611

(9,164)

13,382

Salaries and employee benefits

30,774

13,908

8,716

4,270

—

57,668

Depreciation and amortization

3,561

281

175

172

—

4,189

Other noninterest expenses

21,358

9,825

4,937

673

—

36,793

Total operating expenses

70,923

25,603

29,024

6,726

(9,164)

123,112

Income (loss) before income taxes

5,582

15,128

10,417

(1,822)

(86)

29,219

Income tax expense (benefit)

155

4,392

2,805

(539)

(18)

6,795

Net income (loss)

$

5,427

$

10,736

$

7,612

$

(1,283)

$

(68)

$

22,424

Total assets

$

1,950,514

$

239,417

$

314,746

$

44,934

$

(463,301)

$

2,086,310

Capital expenditures

$

6,528

$

354

$

3,346

$

—

$

—

$

10,228


		Year Ended December 31, 2019
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Revenues:
Interest income		$	59,465		$	2,699		$	41,389		$	4		$	(8,547)		$	95,010
Gains on sales of loans			—			10,603			—			—			—			10,603
Other noninterest income			11,392			5,103			565			4,349			—			21,409
Total operating income			70,857			18,405			41,954			4,353			(8,547)			127,022
Expenses:
Provision for loan losses			360			—			8,155			—			—			8,515
Interest expense			10,181			1,618			10,169			1,135			(8,547)			14,556
Salaries and employee benefits			28,231			5,965			8,668			4,337			—			47,201
Depreciation and amortization			3,242			246			196			182			—			3,866
Other noninterest expenses			17,091			5,467			5,338			1,056			—			28,952
Total operating expenses			59,105			13,296			32,526			6,710			(8,547)			103,090
Income (loss) before income taxes			11,752			5,109			9,428			(2,357)			—			23,932
Income tax expense (benefit)			1,837			1,336			2,560			(651)			—			5,082
Net income (loss)		$	9,915		$	3,773		$	6,868		$	(1,706)		$	—		$	18,850
Total assets		$	1,468,627		$	102,467		$	314,431		$	30,299		$	(258,392)		$	1,657,432
Capital expenditures		$	2,270		$	246		$	123		$	67		$	—		$	2,706


		Year Ended December 31, 2018
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Revenues:
Interest income		$	55,019		$	2,018		$	42,789		$	6		$	(7,284)		$	92,548
Gains on sales of loans			—			7,841			—			—			—			7,841
Other noninterest income			11,029			4,015			738			2,745			—			18,527
Total operating income			66,048			13,874			43,527			2,751			(7,284)			118,916
Expenses:
Provision for loan losses			100			—			10,906			—			—			11,006
Interest expense			6,842			904			9,413			1,152			(7,284)			11,027
Salaries and employee benefits			26,632			5,298			8,542			1,531			—			42,003
Depreciation and amortization			3,014			269			211			177			—			3,671
Other noninterest expenses			16,869			4,803			5,303			1,693			—			28,668
Total operating expenses			53,457			11,274			34,375			4,553			(7,284)			96,375
Income (loss) before income taxes			12,591			2,600			9,152			(1,802)			—			22,541
Income tax expense (benefit)			1,958			697			2,460			(594)			—			4,521
Net income (loss)		$	10,633		$	1,903		$	6,692		$	(1,208)		$	—		$	18,020
Total assets		$	1,351,932		$	51,226		$	296,876		$	16,461		$	(195,084)		$	1,521,411
Capital expenditures		$	3,178		$	133		$	59		$	4		$	—		$	3,374