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Loans - Major Classifications of Loans (Details) - USD ($) | Dec. 31, 2021 | Dec. 31, 2020
--- | --- | ---
Loans |  |
Loans | $ 1,410,060,000 | $ 1,352,406,000
Less allowance for loan losses | (40,157,000) | (39,156,000)
Loans, net | 1,369,903,000 | 1,313,250,000
Real Estate Residential Mortgage |  |
Loans |  |
Loans | 217,016,000 | 218,298,000
Real Estate Construction |  |
Loans |  |
Loans | 57,495,000 | 62,147,000
Commercial, Financial & Agricultural |  |
Loans |  |
Loans | 717,730,000 | 700,215,000
Equity lines |  |
Loans |  |
Loans | 41,345,000 | 48,466,000
Consumer |  |
Loans |  |
Loans | 8,280,000 | 11,028,000
Consumer Finance |  |
Loans |  |
Loans | 368,194,000 | 312,252,000
Consumer |  |
Loans |  |
Amount included related to demand deposit overdrafts | $ 207,000 | $ 284,000

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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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