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Allowance for Loan Losses - Change in Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2021 | Dec. 31, 2020 | Dec. 31, 2019
Allowance balance attributable to loans: |  |  |
Balance at the beginning of period | $ 39,156 | $ 32,873 | $ 34,023
Provision charged to operations | 575 | 11,080 | 8,515
Loans charged off | (4,565) | (9,642) | (14,553)
Recoveries of loans previously charged off | 4,991 | 4,845 | 4,888
Balance at the end of period | 40,157 | 39,156 | 32,873
Real Estate Residential Mortgage |  |  |
Allowance balance attributable to loans: |  |  |
Balance at the beginning of period | 2,914 | 2,080 | 2,246
Provision charged to operations | (279) | 808 | (146)
Loans charged off |  | (62) | (46)
Recoveries of loans previously charged off | 25 | 88 | 26
Balance at the end of period | 2,660 | 2,914 | 2,080
Real Estate Construction |  |  |
Allowance balance attributable to loans: |  |  |
Balance at the beginning of period | 975 | 681 | 727
Provision charged to operations | (119) | 294 | (46)
Balance at the end of period | 856 | 975 | 681
Commercial, Financial & Agricultural |  |  |
Allowance balance attributable to loans: |  |  |
Balance at the beginning of period | 10,696 | 7,121 | 6,688
Provision charged to operations | 385 | 3,589 | 458
Loans charged off |  | (18) | (29)
Recoveries of loans previously charged off | 4 | 4 | 4
Balance at the end of period | 11,085 | 10,696 | 7,121
Equity lines |  |  |
Allowance balance attributable to loans: |  |  |
Balance at the beginning of period | 687 | 733 | 1,106
Provision charged to operations | (95) | (47) | (235)
Loans charged off |  |  | (138)
Recoveries of loans previously charged off | 1 | 1 |
Balance at the end of period | 593 | 687 | 733
Consumer |  |  |
Allowance balance attributable to loans: |  |  |
Balance at the beginning of period | 371 | 465 | 257
Provision charged to operations | (137) | (34) | 329
Loans charged off | (184) | (231) | (349)
Recoveries of loans previously charged off | 122 | 171 | 228
Balance at the end of period | 172 | 371 | 465
Consumer Finance |  |  |
Allowance balance attributable to loans: |  |  |
Balance at the beginning of period | 23,513 | 21,793 | 22,999
Provision charged to operations | 820 | 6,470 | 8,155
Loans charged off | (4,381) | (9,331) | (13,991)
Recoveries of loans previously charged off | 4,839 | 4,581 | 4,630
Balance at the end of period | $ 24,791 | $ 23,513 | $ 21,793

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
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