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Business Segments (Tables)

12 Months Ended

Dec. 31, 2021

Business Segments

Schedule of segment reporting information, by segment

Year Ended December 31, 2021

Community

Mortgage

Consumer

(Dollars in thousands)

Banking

Banking

Finance

Other

Eliminations

Consolidated

Interest income

$

62,402

$

3,845

$

37,803

$

—

$

(10,322)

$

93,728

Interest expense

5,693

1,157

9,503

2,349

(10,343)

8,359

Net interest income

56,709

2,688

28,300

(2,349)

21

85,369

Gain on sales of loans

—

22,370

—

—

(91)

22,279

Other noninterest income

15,208

9,192

378

2,207

(101)

26,884

Net revenue

71,917

34,250

28,678

(142)

(171)

134,532

Provision for loan losses

(200)

(45)

820

—

—

575

Noninterest expense

54,981

23,328

14,213

3,375

(22)

95,875

Income (loss) before taxes

17,136

10,967

13,645

(3,517)

(149)

38,082

Income tax expense (benefit)

3,051

3,284

3,685

(1,030)

(31)

8,959

Net income (loss)

$

14,085

$

7,683

$

9,960

$

(2,487)

$

(118)

$

29,123

Other data:

Capital expenditures

$

878

$

164

$

3,744

$

—

$

—

$

4,786

Depreciation and amortization

$

4,113

$

256

$

372

$

—

$

—

$

4,741

5 c
		Year Ended December 31, 2020
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	62,173		$	4,954		$	38,949		$	—		$	(9,163)		$	96,913
Interest expense			10,630			1,579			8,726			1,611			(9,164)			13,382
Net interest income			51,543			3,375			30,223			(1,611)			1			83,531
Gain on sales of loans			3,489			25,792			—			—			(57)			29,224
Other noninterest income			12,896			9,985			492			2,040			(30)			25,383
Net revenue			67,928			39,152			30,715			429			(86)			138,138

Provision for loan losses			4,600			10			6,470			—			—			11,080
Noninterest expense			56,770			24,014			13,828			3,227			—			97,839
Income (loss) before taxes			6,558			15,128			10,417			(2,798)			(86)			29,219
Income tax expense (benefit)			411			4,392			2,805			(795)			(18)			6,795
Net income (loss)		$	6,147		$	10,736		$	7,612		$	(2,003)		$	(68)		$	22,424

Other data:
Capital expenditures		$	6,528		$	354		$	3,346		$	—		$	—		$	10,228
Depreciation and amortization		$	3,733		$	281		$	175		$	—		$	—		$	4,189


		Year Ended December 31, 2019
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	59,465		$	2,699		$	41,389		$	4		$	(8,547)		$	95,010
Interest expense			10,181			1,618			10,169			1,135			(8,547)			14,556
Net interest income			49,284			1,081			31,220			(1,131)			—			80,454
Gain on sales of loans			—			10,603			—			—			—			10,603
Other noninterest income			13,068			5,103			565			2,104			—			20,840
Net revenue			62,352			16,787			31,785			973			—			111,897

Provision for loan losses			360			—			8,155			—			—			8,515
Noninterest expense			49,743			11,678			14,202			3,827			—			79,450
Income (loss) before taxes			12,249			5,109			9,428			(2,854)			—			23,932
Income tax expense (benefit)			1,964			1,336			2,560			(778)			—			5,082
Net income (loss)		$	10,285		$	3,773		$	6,868		$	(2,076)		$	—		$	18,850

Other data:
Capital expenditures		$	2,337		$	246		$	123		$	—		$	—		$	2,706
Depreciation and amortization		$	3,424		$	246		$	196		$	—		$	—		$	3,866


		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Total assets at December 31, 2021		$	2,131,391		$	105,547		$	372,292		$	44,897		$	(389,606)		$	2,264,521
Total assets at December 31, 2020		$	1,951,622		$	239,417		$	314,746		$	43,826		$	(463,301)		$	2,086,310