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Business Segments (Tables)

9 Months Ended

Sep. 30, 2022

Business Segments

Schedule of segment reporting information, by segment

Three Months Ended September 30, 2022

Community

Mortgage

Consumer

(Dollars in thousands)

Banking

Banking

Finance

Other

Eliminations

Consolidated

Interest income

$

18,766

$

556

$

11,175

$

—

$

(4,171)

$

26,326

Interest expense

1,353

247

3,941

593

(4,188)

1,946

Net interest income

17,413

309

7,234

(593)

17

24,380

Gain on sales of loans

—

1,904

—

—

(34)

1,870

Other noninterest income

3,903

1,197

49

(826)

(64)

4,259

Net revenue

21,316

3,410

7,283

(1,419)

(81)

30,509

Provision for loan losses

—

—

1,200

—

—

1,200

Noninterest expense

14,621

3,398

3,639

(553)

(16)

21,089

Income (loss) before taxes

6,695

12

2,444

(866)

(65)

8,220

Income tax expense (benefit)

1,274

(12)

665

(238)

(14)

1,675

Net income (loss)

$

5,421

$

24

$

1,779

$

(628)

$

(51)

$

6,545

Other data:

Capital expenditures

$

961

$

3

$

—

$

—

$

—

$

964

Depreciation and amortization

$

923

$

57

$

102

$

—

$

—

$

1,082


		Three Months Ended September 30, 2021
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	15,924		$	863		$	9,388		$	—		$	(2,571)		$	23,604
Interest expense			1,301			240			2,424			589			(2,568)			1,986
Net interest income			14,623			623			6,964			(589)			(3)			21,618
Gain on sales of loans			—			5,691			—			—			(31)			5,660
Other noninterest income			3,927			2,266			45			(115)			(16)			6,107
Net revenue			18,550			8,580			7,009			(704)			(50)			33,385

Provision for loan losses			—			30			400			—			—			430
Noninterest expense			13,552			5,643			3,580			126			—			22,901
Income (loss) before taxes			4,998			2,907			3,029			(830)			(50)			10,054
Income tax expense (benefit)			832			799			835			(229)			(10)			2,227
Net income (loss)		$	4,166		$	2,108		$	2,194		$	(601)		$	(40)		$	7,827

Other data:
Capital expenditures		$	234		$	55		$	644		$	—		$	—		$	933
Depreciation and amortization		$	1,015		$	61		$	112		$	—		$	—		$	1,188

Nine Months Ended September 30, 2022

Community

Mortgage

Consumer

(Dollars in thousands)

Banking

Banking

Finance

Other

Eliminations

Consolidated

Interest income

$

50,612

$

1,674

$

30,975

$

—

$

(10,312)

$

72,949

Interest expense

3,700

561

9,800

1,762

(10,361)

5,462

Net interest income

46,912

1,113

21,175

(1,762)

49

67,487

Gain on sales of loans

—

7,251

—

—

(488)

6,763

Other noninterest income

11,962

3,918

164

(4,174)

(112)

11,758

Net revenue

58,874

12,282

21,339

(5,936)

(551)

86,008

Provision for loan losses

(700)

32

2,070

—

—

1,402

Noninterest expense

42,605

10,045

10,978

(3,186)

(43)

60,399

Income (loss) before taxes

16,969

2,205

8,291

(2,750)

(508)

24,207

Income tax expense (benefit)

3,215

533

2,255

(752)

(107)

5,144

Net income (loss)

$

13,754

$

1,672

$

6,036

$

(1,998)

$

(401)

$

19,063

Other data:

Capital expenditures

$

2,232

$

65

$

17

$

—

$

—

$

2,314

Depreciation and amortization

$

2,817

$

180

$

308

$

—

$

—

$

3,305


		Nine Months Ended September 30, 2021
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	47,035		$	3,011		$	28,058		$	—		$	(7,558)		$	70,546
Interest expense			4,481			925			6,926			1,759			(7,567)			6,524
Net interest income			42,554			2,086			21,132			(1,759)			9			64,022
Gain on sales of loans			—			18,753			—			—			(88)			18,665
Other noninterest income			11,197			7,298			231			1,341			(59)			20,008
Net revenue			53,751			28,137			21,363			(418)			(138)			102,695

Provision for loan losses			(200)			90			220			—			—			110
Noninterest expense			40,806			18,838			10,711			2,198			—			72,553
Income (loss) before taxes			13,145			9,209			10,432			(2,616)			(138)			30,032
Income tax expense (benefit)			2,261			2,588			2,836			(706)			(29)			6,950
Net income (loss)		$	10,884		$	6,621		$	7,596		$	(1,910)		$	(109)		$	23,082

Other data:
Capital expenditures		$	584		$	118		$	3,675		$	—		$	—		$	4,377
Depreciation and amortization		$	3,115		$	193		$	270		$	—		$	—		$	3,578


		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Total assets at September 30, 2022		$	2,206,548		$	53,496		$	469,448		$	41,488		$	(431,915)		$	2,339,065
Total assets at December 31, 2021		$	2,131,391		$	105,547		$	372,292		$	44,897		$	(389,606)		$	2,264,521