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Loans - Major Classifications of Loans (Details) - USD ($) | Dec. 31, 2022 | Dec. 31, 2021
--- | --- | ---
Loans |  |
Loans | $ 1,635,718,000 | $ 1,410,060,000
Less allowance for loan losses | (40,518,000) | (40,157,000)
Loans, net | 1,595,200,000 | 1,369,903,000
Real Estate Residential Mortgage |  |
Loans |  |
Loans | 266,267,000 | 217,016,000
Real Estate Construction |  |
Loans |  |
Loans | 59,675,000 | 57,495,000
Commercial, Financial & Agricultural |  |
Loans |  |
Loans | 782,981,000 | 717,730,000
Equity lines |  |
Loans |  |
Loans | 43,300,000 | 41,345,000
Consumer |  |
Loans |  |
Loans | 8,938,000 | 8,280,000
Consumer Finance |  |
Loans |  |
Loans | 474,557,000 | 368,194,000
Consumer |  |
Loans |  |
Amount included related to demand deposit overdrafts | $ 284,000 | $ 207,000

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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI https://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI https://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI https://asc.fasb.org/extlink&oid=124259787&loc=d3e4428-111522 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5074-111524 + Details
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