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Business Segments (Tables)

12 Months Ended

Dec. 31, 2022

Business Segments

Schedule of segment reporting information, by segment

Year Ended December 31, 2022

Community

Mortgage

Consumer

(Dollars in thousands)

Banking

Banking

Finance

Other

Eliminations

Consolidated

Interest income

$

72,568

$

2,036

$

42,441

$

—

$

(15,691)

$

101,354

Interest expense

5,532

662

15,124

2,358

(15,786)

7,890

Net interest income

67,036

1,374

27,317

(2,358)

95

93,464

Gain on sales of loans

—

7,963

—

—

(465)

7,498

Other noninterest income

19,250

4,856

320

(3,230)

(212)

20,984

Net revenue

86,286

14,193

27,637

(5,588)

(582)

121,946

Provision for loan losses

(600)

32

3,740

—

—

3,172

Noninterest expense

56,718

12,580

14,554

(1,982)

(60)

81,810

Income (loss) before taxes

30,168

1,581

9,343

(3,606)

(522)

36,964

Income tax expense (benefit)

5,794

371

2,512

(973)

(109)

7,595

Net income (loss)

$

24,374

$

1,210

$

6,831

$

(2,633)

$

(413)

$

29,369

Other data:

Capital expenditures

$

3,265

$

66

$

17

$

—

$

—

$

3,348

Depreciation and amortization

$

3,720

$

226

$

410

$

—

$

—

$

4,356


		Year Ended December 31, 2021
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	62,402		$	3,845		$	37,803		$	—		$	(10,322)		$	93,728
Interest expense			5,693			1,157			9,503			2,349			(10,343)			8,359
Net interest income			56,709			2,688			28,300			(2,349)			21			85,369
Gain on sales of loans			—			22,370			—			—			(91)			22,279
Other noninterest income			15,208			9,192			378			2,207			(101)			26,884
Net revenue			71,917			34,250			28,678			(142)			(171)			134,532

Provision for loan losses			(200)			(45)			820			—			—			575
Noninterest expense			54,981			23,328			14,213			3,375			(22)			95,875
Income (loss) before taxes			17,136			10,967			13,645			(3,517)			(149)			38,082
Income tax expense (benefit)			3,051			3,284			3,685			(1,030)			(31)			8,959
Net income (loss)		$	14,085		$	7,683		$	9,960		$	(2,487)		$	(118)		$	29,123

Other data:
Capital expenditures		$	878		$	164		$	3,744		$	—		$	—		$	4,786
Depreciation and amortization		$	4,113		$	256		$	372		$	—		$	—		$	4,741


		Year Ended December 31, 2020
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	62,173		$	4,954		$	38,949		$	—		$	(9,163)		$	96,913
Interest expense			10,630			1,579			8,726			1,611			(9,164)			13,382
Net interest income			51,543			3,375			30,223			(1,611)			1			83,531
Gain on sales of loans			3,489			25,792			—			—			(57)			29,224
Other noninterest income			12,896			9,985			492			2,040			(30)			25,383
Net revenue			67,928			39,152			30,715			429			(86)			138,138

Provision for loan losses			4,600			10			6,470			—			—			11,080
Noninterest expense			56,770			24,014			13,828			3,227			—			97,839
Income (loss) before taxes			6,558			15,128			10,417			(2,798)			(86)			29,219
Income tax expense (benefit)			411			4,392			2,805			(795)			(18)			6,795
Net income (loss)		$	6,147		$	10,736		$	7,612		$	(2,003)		$	(68)		$	22,424

Other data:
Capital expenditures		$	6,528		$	354		$	3,346		$	—		$	—		$	10,228
Depreciation and amortization		$	3,733		$	281		$	175		$	—		$	—		$	4,189


		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Total assets at December 31, 2022		$	2,206,299		$	24,500		$	479,864		$	43,241		$	(421,587)		$	2,332,317
Total assets at December 31, 2021		$	2,131,391		$	105,547		$	372,292		$	44,897		$	(389,606)		$	2,264,521