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Business Segments (Tables)

3 Months Ended

Mar. 31, 2023

Business Segments

Schedule of segment reporting information, by segment

Three Months Ended March 31, 2023

Community

Mortgage

Consumer

(Dollars in thousands)

Banking

Banking

Finance

Other

Eliminations

Consolidated

Interest income

$

23,131

$

296

$

11,508

$

—

$

(5,630)

$

29,305

Interest expense

3,743

62

5,607

603

(5,668)

4,347

Net interest income

19,388

234

5,901

(603)

38

24,958

Gain on sales of loans

—

1,857

—

—

(63)

1,794

Other noninterest income

3,910

1,001

39

757

(58)

5,649

Net revenue

23,298

3,092

5,940

154

(83)

32,401

Provision for credit losses

450

—

1,600

—

—

2,050

Noninterest expense

14,935

2,798

3,634

1,050

(16)

22,401

Income (loss) before taxes

7,913

294

706

(896)

(67)

7,950

Income tax expense (benefit)

1,495

67

197

(287)

(19)

1,453

Net income (loss)

$

6,418

$

227

$

509

$

(609)

$

(48)

$

6,497

Other data:

Capital expenditures

$

515

$

—

$

—

$

—

$

—

$

515

Depreciation and amortization

$

864

$

24

$

100

$

—

$

—

$

988


		Three Months Ended March 31, 2022
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	15,038		$	488		$	9,578		$	—		$	(2,873)		$	22,231
Interest expense			1,173			120			2,768			582			(2,888)			1,755
Net interest income			13,865			368			6,810			(582)			15			20,476
Gain on sales of loans			—			2,708			—			—			(13)			2,695
Other noninterest income			3,924			1,321			66			(1,260)			(17)			4,034
Net revenue			17,789			4,397			6,876			(1,842)			(15)			27,205

Provision for loan losses			(700)			22			350			—			—			(328)
Noninterest expense			14,172			3,226			3,694			(867)			(14)			20,211
Income (loss) before taxes			4,317			1,149			2,832			(975)			(1)			7,322
Income tax expense (benefit)			800			283			770			(266)			—			1,587
Net income (loss)		$	3,517		$	866		$	2,062		$	(709)		$	(1)		$	5,735

Other data:
Capital expenditures		$	1,113		$	26		$	17		$	—		$	—		$	1,156
Depreciation and amortization		$	969		$	63		$	103		$	—		$	—		$	1,135


		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Total assets at March 31, 2023		$	2,313,798		$	38,852		$	480,439		$	41,587		$	(434,343)		$	2,440,333
Total assets at December 31, 2022		$	2,206,299		$	24,500		$	479,864		$	43,241		$	(421,587)		$	2,332,317