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Business Segments (Tables)

6 Months Ended

Jun. 30, 2023

Business Segments

Schedule of segment reporting information, by segment

Three Months Ended June 30, 2023

Community

Mortgage

Consumer

(Dollars in thousands)

Banking

Banking

Finance

Other

Eliminations

Consolidated

Interest income

$

24,334

$

499

$

11,785

$

—

$

(5,880)

$

30,738

Interest expense

5,850

219

5,705

545

(5,926)

6,393

Net interest income

18,484

280

6,080

(545)

46

24,345

Gain on sales of loans

—

1,928

—

—

(12)

1,916

Other noninterest income

4,042

1,268

5

579

(47)

5,847

Net revenue

22,526

3,476

6,085

34

(13)

32,108

Provision for credit losses

600

—

1,100

—

—

1,700

Noninterest expense

14,999

3,030

3,514

961

(13)

22,491

Income (loss) before taxes

6,927

446

1,471

(927)

—

7,917

Income tax expense (benefit)

1,288

100

401

(257)

1

1,533

Net income (loss)

$

5,639

$

346

$

1,070

$

(670)

$

(1)

$

6,384

Other data:

Capital expenditures

$

95

$

—

$

—

$

—

$

—

$

95

Depreciation and amortization

$

856

$

19

$

100

$

—

$

—

$

975


		Three Months Ended June 30, 2022
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	16,808		$	630		$	10,222		$	—		$	(3,268)		$	24,392
Interest expense			1,174			194			3,091			587			(3,285)			1,761
Net interest income			15,634			436			7,131			(587)			17			22,631
Gain on sales of loans			—			2,639			—			—			(441)			2,198
Other noninterest income			4,135			1,400			49			(2,088)			(31)			3,465
Net revenue			19,769			4,475			7,180			(2,675)			(455)			28,294

Provision for loan losses			—			10			520			—			—			530
Noninterest expense			13,812			3,421			3,645			(1,766)			(13)			19,099
Income (loss) before taxes			5,957			1,044			3,015			(909)			(442)			8,665
Income tax expense (benefit)			1,141			262			820			(248)			(93)			1,882
Net income (loss)		$	4,816		$	782		$	2,195		$	(661)		$	(349)		$	6,783

Other data:
Capital expenditures		$	158		$	36		$	—		$	—		$	—		$	194
Depreciation and amortization		$	924		$	60		$	103		$	—		$	—		$	1,087

Six Months Ended June 30, 2023

Community

Mortgage

Consumer

(Dollars in thousands)

Banking

Banking

Finance

Other

Eliminations

Consolidated

Interest income

$

47,465

$

795

$

23,293

$

—

$

(11,510)

$

60,043

Interest expense

9,593

281

11,312

1,148

(11,594)

10,740

Net interest income

37,872

514

11,981

(1,148)

84

49,303

Gain on sales of loans

—

3,785

—

—

(75)

3,710

Other noninterest income

7,952

2,269

44

1,336

(105)

11,496

Net revenue

45,824

6,568

12,025

188

(96)

64,509

Provision for loan losses

1,050

—

2,700

—

—

3,750

Noninterest expense

29,934

5,828

7,148

2,011

(29)

44,892

Income (loss) before taxes

14,840

740

2,177

(1,823)

(67)

15,867

Income tax expense (benefit)

2,783

167

598

(544)

(18)

2,986

Net income (loss)

$

12,057

$

573

$

1,579

$

(1,279)

$

(49)

$

12,881

Other data:

Capital expenditures

$

610

$

—

$

—

$

—

$

—

$

610

Depreciation and amortization

$

1,720

$

43

$

200

$

—

$

—

$

1,963


		Six Months Ended June 30, 2022
		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Interest income		$	31,846		$	1,118		$	19,800		$	—		$	(6,141)		$	46,623
Interest expense			2,347			314			5,859			1,169			(6,173)			3,516
Net interest income			29,499			804			13,941			(1,169)			32			43,107
Gain on sales of loans			—			5,347			—			—			(454)			4,893
Other noninterest income			8,059			2,721			115			(3,348)			(48)			7,499
Net revenue			37,558			8,872			14,056			(4,517)			(470)			55,499

Provision for loan losses			(700)			32			870			—			—			202
Noninterest expense			27,984			6,647			7,339			(2,633)			(27)			39,310
Income (loss) before taxes			10,274			2,193			5,847			(1,884)			(443)			15,987
Income tax expense (benefit)			1,941			545			1,590			(514)			(93)			3,469
Net income (loss)		$	8,333		$	1,648		$	4,257		$	(1,370)		$	(350)		$	12,518

Other data:
Capital expenditures		$	1,271		$	62		$	17		$	—		$	—		$	1,350
Depreciation and amortization		$	1,893		$	123		$	206		$	—		$	—		$	2,222


		Community			Mortgage			Consumer
(Dollars in thousands)		Banking			Banking			Finance			Other			Eliminations			Consolidated
Total assets at June 30, 2023		$	2,298,101		$	45,795		$	481,135		$	36,910		$	(442,486)		$	2,419,455
Total assets at December 31, 2022		$	2,206,299		$	24,500		$	479,864		$	43,241		$	(421,587)		$	2,332,317