XML 65 R56.htm IDEA: XBRL DOCUMENT
v3.23.3

Allowance for Credit Losses - Loan Rating and Year of Origination (Details) - USD ($) $ in Thousands | Sep. 30, 2023 | Dec. 31, 2022
--- | --- | ---
Term Loans Amortized Cost Basis by Origination Year |  |
Loans, gross | $ 1,717,729 | $ 1,635,718
Commercial and consumer loan portfolio |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 181,150 |
2022 | 292,353 |
2021 | 244,422 |
2020 | 182,788 |
2019 | 66,451 |
Prior | 212,401 |
Revolving Loans Recorded Balance | 66,432 |
Loans, gross | 1,246,554 |
Revolving Loans Converted to Term | 557 |
Commercial and consumer loan portfolio | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 181,085 |
2022 | 292,353 |
2021 | 238,655 |
2020 | 182,684 |
2019 | 66,446 |
Prior | 210,548 |
Revolving Loans Recorded Balance | 66,432 |
Loans, gross | 1,238,709 |
Revolving Loans Converted to Term | 506 |
Commercial and consumer loan portfolio | Special Mention |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 65 |
2021 | 5,767 |
Prior | 1,061 |
Loans, gross | 6,893 |
Commercial and consumer loan portfolio | Substandard |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2020 | 104 |
2019 | 5 |
Prior | 378 |
Loans, gross | 487 |
Commercial and consumer loan portfolio | Substandard Nonaccrual |  |
Term Loans Amortized Cost Basis by Origination Year |  |
Prior | 414 |
Loans, gross | 465 |
Revolving Loans Converted to Term | 51 |
Commercial real estate |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 64,729 |
2022 | 124,701 |
2021 | 161,745 |
2020 | 107,937 |
2019 | 38,611 |
Prior | 147,625 |
Loans, gross | 645,467 | 592,301
Revolving Loans Converted to Term | 119 |
Commercial real estate | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 64,729 |
2022 | 124,701 |
2021 | 155,982 |
2020 | 107,937 |
2019 | 38,611 |
Prior | 146,396 |
Loans, gross | 638,475 |
Revolving Loans Converted to Term | 119 |
Commercial real estate | Special Mention |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2021 | 5,763 |
Prior | 965 |
Loans, gross | 6,728 |
Commercial real estate | Substandard Nonaccrual |  |
Term Loans Amortized Cost Basis by Origination Year |  |
Prior | 264 |
Loans, gross | 264 |
Commercial business |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 17,382 |
2022 | 19,330 |
2021 | 18,728 |
2020 | 14,045 |
2019 | 15,376 |
Prior | 14,196 |
Revolving Loans Recorded Balance | 19,496 |
Loans, gross | 118,641 | 118,605
Revolving Loans Converted to Term | 88 |
Commercial business | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 17,317 |
2022 | 19,330 |
2021 | 18,728 |
2020 | 14,045 |
2019 | 15,376 |
Prior | 14,196 |
Revolving Loans Recorded Balance | 19,496 |
Loans, gross | 118,576 |
Revolving Loans Converted to Term | 88 |
Commercial business | Special Mention |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 65 |
Loans, gross | 65 |
Construction - commercial real estate |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 23,177 |
2022 | 30,632 |
2021 | 1,150 |
2020 | 8,035 |
Loans, gross | 62,994 | 49,136
Construction - commercial real estate | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 23,177 |
2022 | 30,632 |
2021 | 1,150 |
2020 | 8,035 |
Loans, gross | 62,994 |
Land acquisition and development |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 1,049 |
2022 | 6,062 |
2021 | 10,969 |
2020 | 9,992 |
Prior | 328 |
Loans, gross | 28,400 | 37,537
Land acquisition and development | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 1,049 |
2022 | 6,062 |
2021 | 10,969 |
2020 | 9,992 |
Prior | 328 |
Loans, gross | 28,400 |
Builder lines |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 16,390 |
2022 | 9,202 |
2021 | 4,585 |
2019 | 404 |
Revolving Loans Recorded Balance | 206 |
Loans, gross | 30,787 | 34,538
Builder lines | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 16,390 |
2022 | 9,202 |
2021 | 4,585 |
2019 | 404 |
Revolving Loans Recorded Balance | 206 |
Loans, gross | 30,787 |
Construction - consumer real estate |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 5,543 |
2022 | 5,735 |
2021 | 768 |
Loans, gross | 12,046 | 10,539
Construction - consumer real estate | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 5,543 |
2022 | 5,735 |
2021 | 768 |
Loans, gross | 12,046 |
Residential mortgage |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 48,024 |
2022 | 93,630 |
2021 | 45,725 |
2020 | 42,380 |
2019 | 11,828 |
Prior | 48,738 |
Loans, gross | 290,325 | 266,267
Residential mortgage | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 48,024 |
2022 | 93,630 |
2021 | 45,721 |
2020 | 42,276 |
2019 | 11,828 |
Prior | 48,123 |
Loans, gross | 289,602 |
Residential mortgage | Special Mention |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2021 | 4 |
Prior | 96 |
Loans, gross | 100 |
Residential mortgage | Substandard |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2020 | 104 |
Prior | 378 |
Loans, gross | 482 |
Residential mortgage | Substandard Nonaccrual |  |
Term Loans Amortized Cost Basis by Origination Year |  |
Prior | 141 |
Loans, gross | 141 |
Equity lines |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2021 | 35 |
2020 | 70 |
2019 | 5 |
Prior | 887 |
Revolving Loans Recorded Balance | 46,680 |
Loans, gross | 48,027 | 43,300
Revolving Loans Converted to Term | 350 |
Equity lines | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2021 | 35 |
2020 | 70 |
Prior | 878 |
Revolving Loans Recorded Balance | 46,680 |
Loans, gross | 47,962 |
Revolving Loans Converted to Term | 299 |
Equity lines | Substandard |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2019 | 5 |
Loans, gross | 5 |
Equity lines | Substandard Nonaccrual |  |
Term Loans Amortized Cost Basis by Origination Year |  |
Prior | 9 |
Loans, gross | 60 |
Revolving Loans Converted to Term | 51 |
Other consumer |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 4,856 |
2022 | 3,061 |
2021 | 717 |
2020 | 329 |
2019 | 227 |
Prior | 627 |
Revolving Loans Recorded Balance | 50 |
Loans, gross | 9,867 | $ 8,938
Other consumer | Pass |  |
Term Loans Amortized Cost Basis by Origination Year |  |
2023 | 4,856 |
2022 | 3,061 |
2021 | 717 |
2020 | 329 |
2019 | 227 |
Prior | 627 |
Revolving Loans Recorded Balance | 50 |
Loans, gross | $ 9,867 |

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- References No definition available. + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossByOriginationYearAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable that can be withdrawn, repaid, and redrawn. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestRevolving
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of revolving financing receivable converted to term loan. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6A -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6A Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated in current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cffi_CommercialAndConsumerLoanPortfolioMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=cffi_SubstandardNonaccrualMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cffi_ConstructionCommercialRealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cffi_LandAcquisitionAndDevelopmentLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cffi_BuilderLinesLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cffi_ConstructionConsumerRealEstateLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cffi_OtherConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |