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Allowance for Credit Losses - Loan Portfolio (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
Allowance for credit losses activity by loan portfolio |  |  |  |
Beginning balance |  |  | $ 39,651 | $ 40,518
Provision charged to operations | $ 2,400 | $ 1,401 | 6,000 | 3,351
Loans charged off |  |  | (7,741) | (6,107)
Recoveries of loans previously charged off |  |  | 2,433 | 2,275
Ending balance | 40,343 | 40,528 | 40,343 | 40,528
Impact of ASC 326 | Accounting Standards Update 2016-13 | Non-PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | (113) |  | (113)
Impact of ASC 326 | Accounting Standards Update 2016-13 | PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | 604 |  | 604
Commercial |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Beginning balance |  |  | 12,315 | 11,219
Provision charged to operations |  |  | 645 | 432
Loans charged off |  |  |  | (16)
Recoveries of loans previously charged off |  |  | 18 | 125
Ending balance | 12,978 | 11,738 | 12,978 | 11,738
Commercial | Impact of ASC 326 | Accounting Standards Update 2016-13 | Non-PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | (617) |  | (617)
Commercial | Impact of ASC 326 | Accounting Standards Update 2016-13 | PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | 595 |  | 595
Consumer |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Beginning balance |  |  | 3,758 | 3,330
Provision charged to operations |  |  | 255 | 219
Loans charged off |  |  | (169) | (157)
Recoveries of loans previously charged off |  |  | 98 | 104
Ending balance | 3,942 | 3,603 | 3,942 | 3,603
Consumer | Impact of ASC 326 | Accounting Standards Update 2016-13 | Non-PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | 98 |  | 98
Consumer | Impact of ASC 326 | Accounting Standards Update 2016-13 | PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | 9 |  | 9
Consumer finance |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Beginning balance |  |  | 23,578 | 25,969
Provision charged to operations |  |  | 5,100 | 2,700
Loans charged off |  |  | (7,572) | (5,934)
Recoveries of loans previously charged off |  |  | 2,317 | 2,046
Ending balance | $ 23,423 | 25,187 | $ 23,423 | 25,187
Consumer finance | Impact of ASC 326 | Accounting Standards Update 2016-13 | Non-PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | $ 406 |  | $ 406

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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