Loans

Schedule of past due status of loans


	30-59		60-89		90+								90+ Days
	Days		Days		Days		Total						Past Due and
(Dollars in thousands)	Past Due		Past Due		Past Due		Past Due		Current¹		Total Loans		Accruing
Commercial real estate	$	—	$	191	$	—	$	191	$	701,269	$	701,460	$	—
Commercial business		77		—		—		77		118,943		119,020		—
Construction - commercial real estate		—		—		—		—		120,208		120,208		—
Land acquisition and development		—		—		—		—		31,355		31,355		—
Builder lines		—		—		—		—		21,727		21,727		—
Construction - consumer real estate		—		—		517		517		15,964		16,481		—
Residential mortgage		2,415		86		391		2,892		305,898		308,790		118
Equity lines		192		—		97		289		56,546		56,835		47
Other consumer		19		27		—		46		10,910		10,956		—
Consumer finance - automobiles		13,565		2,095		780		16,440		390,393		406,833		—
Consumer finance - marine and recreational vehicles		217		119		22		358		71,153		71,511		—
Total	$	16,485	$	2,518	$	1,807	$	20,810	$	1,844,366	$	1,865,176	$	165

1

For the purposes of the table above, “Current” includes loans that are 1-29 days past due.


	30-59		60-89		90+								90+ Days
	Days		Days		Days		Total						Past Due and
(Dollars in thousands)	Past Due		Past Due		Past Due		Past Due		Current¹		Total Loans		Accruing
Commercial real estate	$	92	$	—	$	—	$	92	$	668,030	$	668,122	$	—
Commercial business		—		—		1		1		115,347		115,348		1
Construction - commercial real estate		—		—		—		—		69,768		69,768		—
Land acquisition and development		—		—		—		—		29,064		29,064		—
Builder lines		—		—		—		—		24,668		24,668		—
Construction - consumer real estate		—		—		—		—		11,223		11,223		—
Residential mortgage		1,643		387		273		2,303		290,953		293,256		89
Equity lines		215		103		115		433		51,159		51,592		38
Other consumer		3		—		9		12		10,576		10,588		—
Consumer finance - automobiles		15,263		2,628		892		18,783		382,493		401,276		—
Consumer finance - marine and recreational vehicles		282		115		—		397		66,837		67,234		—
Total	$	17,498	$	3,233	$	1,290	$	22,021	$	1,720,118	$	1,742,139	$	128

1For the purposes of the table above, “Current” includes loans that are 1-29 days past due.

Summary of amortized cost basis of loans that were both experiencing financial difficulty and modified


	Three Months Ended June 30, 2024					Six Months Ended June 30, 2024
			% of Total					% of Total
			Class of					Class of
	Amortized		Financing			Amortized		Financing
(Dollars in thousands)	Cost		Receivable			Cost		Receivable
Term Extension
Residential mortgage	$	—		—	%	$	340		0.1	%
Total Term Extension	$	—				$	340

Combination Term Extension and Interest Rate Reduction
Residential mortgage	$	—		—	%	$	18		—	%
Total Combination Term Extension and Interest Rate Reduction	$	—				$	18
Total	$	—		—	%	$	358		—	%


	Three Months Ended June 30, 2023					Six Months Ended June 30, 2023
			% of Total					% of Total
			Class of					Class of
	Amortized		Financing			Amortized		Financing
(Dollars in thousands)	Cost		Receivable			Cost		Receivable
Combination Term Extension and Interest Rate Reduction
Commercial real estate	$	—		—	%	$	47		—	%
Total Combination Term Extension and Interest Rate Reduction	$	—				$	47
Total	$	—		—	%	$	47		—	%

Three Months Ended June 30, 2024

Six Months Ended June 30, 2024

Weighted-

Average

Interest Rate

Term Extension

Interest Rate

Term Extension

(Dollars in thousands)

Reduction

(in years)

Reduction

(in years)

Residential mortgage

—

%

—

1.51

%

6.9

Total

—

%

—

1.51

%

6.9

Three Months Ended June 30, 2023

Six Months Ended June 30, 2023

Weighted-

Average

Interest Rate

Term Extension

Interest Rate

Term Extension

(Dollars in thousands)

Reduction

(in years)

Reduction

(in years)

Commercial real estate

—

%

—

0.75

%

4.9

Total

—

%

—

0.75

%

4.9