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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Interest income        
Interest and fees on loans $ 31,407 $ 27,416 $ 60,993 $ 53,476
Interest on interest-bearing deposits and federal funds sold 163 281 422 457
Interest and dividends on securities        
U.S. treasury, government agencies and corporations 434 955 1,036 1,990
Mortgage-backed securities 927 933 1,813 1,880
Tax-exempt obligations of states and political subdivisions 885 682 1,768 1,300
Taxable obligations of states and political subdivisions 184 183 368 367
Corporate and other 312 288 620 573
Total interest income 34,312 30,738 67,020 60,043
Interest expense        
Savings and interest-bearing deposits 1,550 1,265 3,164 2,474
Time deposits 7,700 3,311 14,616 5,131
Borrowings 940 1,521 1,662 2,546
Trust preferred capital notes 294 296 592 589
Total interest expense 10,484 6,393 20,034 10,740
Net interest income 23,828 24,345 46,986 49,303
Provision for credit losses 2,550 1,700 6,050 3,750
Net interest income after provision for credit losses 21,278 22,645 40,936 45,553
Noninterest income        
Gains on sales of loans 1,701 1,916 2,989 3,710
Interchange income 1,572 1,580 3,047 3,100
Service charges on deposit accounts 1,050 1,071 2,097 2,119
Investment income from other equity interests 170 156 337 269
Mortgage banking fee income 622 643 1,101 1,137
Wealth management services income, net 714 611 1,445 1,225
Mortgage lender services income 499 579 1,002 1,030
Other service charges and fees 423 379 819 770
Net losses on sales, maturities and calls of available for sale securities       (5)
Other income, net 573 1,026 1,979 2,243
Total noninterest income 7,324 7,961 14,816 15,598
Noninterest expenses        
Salaries and employee benefits 13,452 14,022 27,704 27,920
Occupancy 2,063 1,987 4,195 4,031
Data processing 2,963 2,614 5,792 5,296
Professional fees 884 794 1,799 1,389
Insurance expense 409 393 815 790
Marketing and advertising expenses 316 410 484 811
Mortgage banking loan processing expenses 250 324 434 582
Other 2,036 2,145 4,300 4,465
Total noninterest expenses 22,373 22,689 45,523 45,284
Income before income taxes 6,229 7,917 10,229 15,867
Income tax expense 1,195 1,533 1,760 2,986
Net income (loss) 5,034 6,384 8,469 12,881
Less net income attributable to noncontrolling interest 27 78 61 134
Net income attributable to C&F Financial Corporation $ 5,007 $ 6,306 $ 8,408 $ 12,747
Net income per share - basic (in dollars per share) $ 1.50 $ 1.84 $ 2.50 $ 3.70
Net income per share - diluted (in dollars per share) $ 1.50 $ 1.84 $ 2.50 $ 3.70