XML 59 R49.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Allowance for Credit Losses - Loan Rating and Year of Origination (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2024
Dec. 31, 2023
Term Loans Amortized Cost Basis by Origination Year      
Loans, gross $ 1,865,176 $ 1,865,176 $ 1,742,139
Revolving Loans Converted to Term During The Period 78,000 136,000  
Commercial and consumer loan portfolio      
Term Loans Amortized Cost Basis by Origination Year      
2024 140,365 140,365 225,488
2023 222,882 222,882 287,252
2022 293,996 293,996 234,752
2021 222,244 222,244 187,479
2020 177,701 177,701 64,335
Prior 247,219 247,219 204,500
Revolving Loans Recorded Balance 81,737 81,737 68,946
Loans, gross 1,386,832 1,386,832 1,273,629
Revolving Loans Converted to Term 688 688 877
Commercial and consumer loan portfolio | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 140,209 140,209 225,426
2023 221,417 221,417 287,252
2022 293,848 293,848 229,021
2021 216,576 216,576 187,376
2020 177,598 177,598 64,259
Prior 245,661 245,661 203,065
Revolving Loans Recorded Balance 81,737 81,737 68,946
Loans, gross 1,377,533 1,377,533 1,266,069
Revolving Loans Converted to Term 487 487 724
Commercial and consumer loan portfolio | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
2024 25 25 62
2023 927 927  
2022 43 43 5,731
2021 5,668 5,668  
Prior 981 981 1,003
Loans, gross 7,644 7,644 6,881
Revolving Loans Converted to Term     85
Commercial and consumer loan portfolio | Substandard      
Term Loans Amortized Cost Basis by Origination Year      
2021     103
2020 103 103 5
Prior 303 303 165
Loans, gross 557 557 273
Revolving Loans Converted to Term 151 151  
Commercial and consumer loan portfolio | Substandard Nonaccrual      
Term Loans Amortized Cost Basis by Origination Year      
2024 131 131  
2023 538 538  
2022 105 105  
2020     71
Prior 274 274 267
Loans, gross 1,098 1,098 406
Revolving Loans Converted to Term 50 50 68
Commercial real estate      
Term Loans Amortized Cost Basis by Origination Year      
2024 57,461 57,461 81,324
2023 78,507 78,507 125,278
2022 125,591 125,591 161,536
2021 155,044 155,044 121,365
2020 118,129 118,129 37,383
Prior 166,614 166,614 141,117
Loans, gross 701,460 701,460 668,122
Revolving Loans Converted to Term 114 114 119
Commercial real estate | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 57,461 57,461 81,324
2023 78,507 78,507 125,278
2022 125,591 125,591 155,805
2021 149,376 149,376 121,365
2020 118,129 118,129 37,383
Prior 165,667 165,667 140,158
Loans, gross 694,845 694,845 661,432
Revolving Loans Converted to Term 114 114 119
Commercial real estate | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
2022     5,731
2021 5,668 5,668  
Prior 947 947 959
Loans, gross 6,615 6,615 6,690
Commercial business      
Term Loans Amortized Cost Basis by Origination Year      
2024 5,179 5,179 18,744
2023 15,556 15,556 18,190
2022 18,034 18,034 17,219
2021 15,884 15,884 12,062
2020 11,624 11,624 14,847
Prior 26,395 26,395 15,339
Revolving Loans Recorded Balance 26,252 26,252 18,686
Loans, gross 119,020 119,020 115,348
Revolving Loans Converted to Term 96 96 261
Commercial business | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 5,154 5,154 18,682
2023 15,501 15,501 18,190
2022 18,034 18,034 17,219
2021 15,884 15,884 12,062
2020 11,624 11,624 14,847
Prior 26,395 26,395 15,339
Revolving Loans Recorded Balance 26,252 26,252 18,686
Loans, gross 118,940 118,940 115,286
Revolving Loans Converted to Term 96 96 261
Commercial business | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
2024 25 25 62
2023 55 55  
Loans, gross 80 80 62
Construction - commercial real estate      
Term Loans Amortized Cost Basis by Origination Year      
2024 20,161 20,161 29,346
2023 45,282 45,282 36,907
2022 54,765 54,765  
2021     3,515
Loans, gross 120,208 120,208 69,768
Construction - commercial real estate | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 20,161 20,161 29,346
2023 45,282 45,282 36,907
2022 54,765 54,765  
2021     3,515
Loans, gross 120,208 120,208 69,768
Land acquisition and development      
Term Loans Amortized Cost Basis by Origination Year      
2024 3,339 3,339 4,562
2023 5,708 5,708 4,665
2022 3,942 3,942 9,844
2021 8,368 8,368 9,993
2020 9,998 9,998  
Loans, gross 31,355 31,355 29,064
Land acquisition and development | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 3,339 3,339 4,562
2023 5,708 5,708 4,665
2022 3,942 3,942 9,844
2021 8,368 8,368 9,993
2020 9,998 9,998  
Loans, gross 31,355 31,355 29,064
Builder lines      
Term Loans Amortized Cost Basis by Origination Year      
2024 12,471 12,471 17,919
2023 6,818 6,818 5,124
2022 1,555 1,555 1,221
2021 479 479  
2020     404
Prior 404 404  
Loans, gross 21,727 21,727 24,668
Builder lines | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 12,471 12,471 17,919
2023 6,818 6,818 5,124
2022 1,555 1,555 1,221
2021 479 479  
2020     404
Prior 404 404  
Loans, gross 21,727 21,727 24,668
Construction - consumer real estate      
Term Loans Amortized Cost Basis by Origination Year      
2024 5,203 5,203 7,889
2023 10,361 10,361 3,240
2022 917 917  
Revolving Loans Recorded Balance     94
Loans, gross 16,481 16,481 11,223
Construction - consumer real estate | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 5,203 5,203 7,889
2023 9,844 9,844 3,240
2022 917 917  
Revolving Loans Recorded Balance     94
Loans, gross 15,964 15,964 11,223
Construction - consumer real estate | Substandard Nonaccrual      
Term Loans Amortized Cost Basis by Origination Year      
2023 517 517  
Loans, gross 517 517  
Residential mortgage      
Term Loans Amortized Cost Basis by Origination Year      
2024 32,660 32,660 59,441
2023 57,007 57,007 91,086
2022 87,133 87,133 44,292
2021 42,060 42,060 40,192
2020 37,691 37,691 11,586
Prior 52,239 52,239 46,659
Loans, gross 308,790 308,790 293,256
Residential mortgage | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 32,529 32,529 59,441
2023 56,114 56,114 91,086
2022 86,985 86,985 44,292
2021 42,060 42,060 40,089
2020 37,588 37,588 11,524
Prior 51,633 51,633 46,192
Loans, gross 306,909 306,909 292,624
Residential mortgage | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
2023 872 872  
2022 43 43  
Prior 34 34 44
Loans, gross 949 949 44
Residential mortgage | Substandard      
Term Loans Amortized Cost Basis by Origination Year      
2021     103
2020 103 103  
Prior 298 298 165
Loans, gross 401 401 268
Residential mortgage | Substandard Nonaccrual      
Term Loans Amortized Cost Basis by Origination Year      
2024 131 131  
2023 21 21  
2022 105 105  
2020     62
Prior 274 274 258
Loans, gross 531 531 320
Equity lines      
Term Loans Amortized Cost Basis by Origination Year      
2022     34
2021     70
2020 70 70 5
Prior 849 849 866
Revolving Loans Recorded Balance 55,438 55,438 50,120
Loans, gross 56,835 56,835 51,592
Revolving Loans Converted to Term 478 478 497
Equity lines | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2022     34
2021     70
2020 70 70  
Prior 844 844 857
Revolving Loans Recorded Balance 55,438 55,438 50,120
Loans, gross 56,629 56,629 51,425
Revolving Loans Converted to Term 277 277 344
Equity lines | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
Loans, gross     85
Revolving Loans Converted to Term     85
Equity lines | Substandard      
Term Loans Amortized Cost Basis by Origination Year      
2020     5
Prior 5 5  
Loans, gross 156 156 5
Revolving Loans Converted to Term 151 151  
Equity lines | Substandard Nonaccrual      
Term Loans Amortized Cost Basis by Origination Year      
Prior     9
Loans, gross 50 50 77
Revolving Loans Converted to Term 50 50 68
Other consumer      
Term Loans Amortized Cost Basis by Origination Year      
2024 3,891 3,891 6,263
2023 3,643 3,643 2,762
2022 2,059 2,059 606
2021 409 409 282
2020 189 189 110
Prior 718 718 519
Revolving Loans Recorded Balance 47 47 46
Loans, gross 10,956 10,956 10,588
Other consumer | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2024 3,891 3,891 6,263
2023 3,643 3,643 2,762
2022 2,059 2,059 606
2021 409 409 282
2020 189 189 101
Prior 718 718 519
Revolving Loans Recorded Balance 47 47 46
Loans, gross $ 10,956 $ 10,956 10,579
Other consumer | Substandard Nonaccrual      
Term Loans Amortized Cost Basis by Origination Year      
2020     9
Loans, gross     $ 9