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Allowance for Credit Losses - Loan Portfolio (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023
Allowance for credit losses activity by loan portfolio |  |  |  |
Beginning balance |  |  | $ 39,651 | $ 40,518
Provision charged to operations | $ 3,700 | $ 2,100 | 9,700 | 5,451
Loans charged off |  |  | (12,000) | (9,562)
Recoveries of loans previously charged off |  |  | 3,420 | 3,350
Ending balance | 40,771 | 40,248 | 40,771 | 40,248
Impact of ASC 326 | Accounting Standards Update 2016-13 | Non-PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | (113) |  | (113)
Impact of ASC 326 | Accounting Standards Update 2016-13 | PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | 604 |  | 604
Commercial |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Beginning balance |  |  | 12,315 | 11,219
Provision charged to operations |  |  | 1,160 | 839
Loans charged off |  |  |  | (16)
Recoveries of loans previously charged off |  |  | 28 | 144
Ending balance | 13,503 | 12,164 | 13,503 | 12,164
Commercial | Impact of ASC 326 | Accounting Standards Update 2016-13 | Non-PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | (617) |  | (617)
Commercial | Impact of ASC 326 | Accounting Standards Update 2016-13 | PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | 595 |  | 595
Consumer |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Beginning balance |  |  | 3,758 | 3,330
Provision charged to operations |  |  | 440 | 362
Loans charged off |  |  | (293) | (240)
Recoveries of loans previously charged off |  |  | 125 | 136
Ending balance | 4,030 | 3,695 | 4,030 | 3,695
Consumer | Impact of ASC 326 | Accounting Standards Update 2016-13 | Non-PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | 98 |  | 98
Consumer | Impact of ASC 326 | Accounting Standards Update 2016-13 | PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | 9 |  | 9
Consumer finance |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Beginning balance |  |  | 23,578 | 25,969
Provision charged to operations |  |  | 8,100 | 4,250
Loans charged off |  |  | (11,707) | (9,306)
Recoveries of loans previously charged off |  |  | 3,267 | 3,070
Ending balance | $ 23,238 | 24,389 | $ 23,238 | 24,389
Consumer finance | Impact of ASC 326 | Accounting Standards Update 2016-13 | Non-PCD loans |  |  |  |
Allowance for credit losses activity by loan portfolio |  |  |  |
Ending balance |  | $ 406 |  | $ 406

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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