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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Interest income        
Interest and fees on loans $ 33,021 $ 28,369 $ 94,014 $ 81,845
Interest on interest-bearing deposits and federal funds sold 389 379 811 836
Interest and dividends on securities        
U.S. treasury, government agencies and corporations 334 795 1,370 2,785
Mortgage-backed securities 994 902 2,807 2,782
Tax-exempt obligations of states and political subdivisions 893 731 2,661 2,031
Taxable obligations of states and political subdivisions 183 178 551 545
Corporate and other 317 332 937 905
Total interest income 36,131 31,686 103,151 91,729
Interest expense        
Savings and interest-bearing deposits 1,667 1,316 4,831 3,790
Time deposits 8,524 4,316 23,140 9,447
Borrowings 878 1,291 2,540 3,837
Trust preferred capital notes 373 301 965 890
Total interest expense 11,442 7,224 31,476 17,964
Net interest income 24,689 24,462 71,675 73,765
Provision for credit losses 3,700 2,050 9,750 5,800
Net interest income after provision for credit losses 20,989 22,412 61,925 67,965
Noninterest income        
Gains on sales of loans 1,825 1,220 4,814 4,930
Interchange income 1,571 1,558 4,618 4,658
Service charges on deposit accounts 1,122 1,122 3,219 3,241
Investment income from other equity interests 334 211 671 480
Mortgage banking fee income 650 558 1,751 1,695
Wealth management services income, net 757 630 2,202 1,855
Mortgage lender services income 486 537 1,488 1,567
Other service charges and fees 542 364 1,361 1,134
Net losses on sales, maturities and calls of available for sale securities       (5)
Other income, net 1,485 14 3,464 2,257
Total noninterest income 8,772 6,214 23,588 21,812
Noninterest expenses        
Salaries and employee benefits 13,921 12,921 41,625 40,841
Occupancy 2,091 1,944 6,286 5,975
Data processing 2,893 2,567 8,685 7,863
Professional fees 868 707 2,667 2,096
Insurance expense 415 414 1,230 1,203
Marketing and advertising expenses 460 361 944 1,172
Mortgage banking loan processing expenses 244 272 678 854
Other 2,199 2,340 6,499 6,806
Total noninterest expenses 23,091 21,526 68,614 66,810
Income before income taxes 6,670 7,100 16,899 22,967
Income tax expense 1,250 1,323 3,010 4,309
Net income 5,420 5,777 13,889 18,658
Less net income (loss) attributable to noncontrolling interest 31 (12) 92 122
Net income attributable to C&F Financial Corporation $ 5,389 $ 5,789 $ 13,797 $ 18,536
Net income per share - basic (in dollars per share) $ 1.65 $ 1.71 $ 4.15 $ 5.41
Net income per share - diluted (in dollars per share) $ 1.65 $ 1.71 $ 4.15 $ 5.41