XML 59 R49.htm IDEA: XBRL DOCUMENT v3.24.3
Allowance for Credit Losses - Loan Rating and Year of Origination (Details) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2024
Dec. 31, 2023
Term Loans Amortized Cost Basis by Origination Year    
Loans, gross $ 1,909,409 $ 1,742,139
Revolving Loans Converted to Term During The Period 154,000  
Commercial and consumer loan portfolio    
Term Loans Amortized Cost Basis by Origination Year    
2024 214,087 225,488
2023 218,028 287,252
2022 294,659 234,752
2021 206,682 187,479
2020 172,970 64,335
Prior 241,284 204,500
Revolving Loans Recorded Balance 83,771 68,946
Loans, gross 1,432,109 1,273,629
Revolving Loans Converted to Term 628 877
Commercial and consumer loan portfolio | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 213,935 225,426
2023 217,107 287,252
2022 294,659 229,021
2021 201,058 187,376
2020 172,868 64,259
Prior 239,551 203,065
Revolving Loans Recorded Balance 83,771 68,946
Loans, gross 1,423,300 1,266,069
Revolving Loans Converted to Term 351 724
Commercial and consumer loan portfolio | Special Mention    
Term Loans Amortized Cost Basis by Origination Year    
2024 24 62
2023 921  
2022   5,731
2021 5,624  
Prior 1,166 1,003
Loans, gross 7,811 6,881
Revolving Loans Converted to Term 76 85
Commercial and consumer loan portfolio | Substandard    
Term Loans Amortized Cost Basis by Origination Year    
2021   103
2020 102 5
Prior 179 165
Loans, gross 370 273
Revolving Loans Converted to Term 89  
Commercial and consumer loan portfolio | Substandard Nonaccrual    
Term Loans Amortized Cost Basis by Origination Year    
2024 128  
2020   71
Prior 388 267
Loans, gross 628 406
Revolving Loans Converted to Term 112 68
Commercial real estate    
Term Loans Amortized Cost Basis by Origination Year    
2024 71,877 81,324
2023 80,522 125,278
2022 123,080 161,536
2021 149,593 121,365
2020 112,031 37,383
Prior 164,432 141,117
Loans, gross 701,647 668,122
Revolving Loans Converted to Term 112 119
Commercial real estate | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 71,877 81,324
2023 80,522 125,278
2022 123,080 155,805
2021 143,969 121,365
2020 112,031 37,383
Prior 163,489 140,158
Loans, gross 695,080 661,432
Revolving Loans Converted to Term 112 119
Commercial real estate | Special Mention    
Term Loans Amortized Cost Basis by Origination Year    
2022   5,731
2021 5,624  
Prior 943 959
Loans, gross 6,567 6,690
Commercial business    
Term Loans Amortized Cost Basis by Origination Year    
2024 6,213 18,744
2023 14,275 18,190
2022 19,158 17,219
2021 14,247 12,062
2020 10,710 14,847
Prior 25,128 15,339
Revolving Loans Recorded Balance 25,587 18,686
Loans, gross 115,410 115,348
Revolving Loans Converted to Term 92 261
Commercial business | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 6,189 18,682
2023 14,223 18,190
2022 19,158 17,219
2021 14,247 12,062
2020 10,710 14,847
Prior 25,128 15,339
Revolving Loans Recorded Balance 25,587 18,686
Loans, gross 115,242 115,286
Revolving Loans Converted to Term   261
Commercial business | Special Mention    
Term Loans Amortized Cost Basis by Origination Year    
2024 24 62
2023 52  
Loans, gross 76 62
Commercial business | Substandard Nonaccrual    
Term Loans Amortized Cost Basis by Origination Year    
Loans, gross 92  
Revolving Loans Converted to Term 92  
Construction - commercial real estate    
Term Loans Amortized Cost Basis by Origination Year    
2024 38,479 29,346
2023 50,213 36,907
2022 61,410  
2021   3,515
2020 4,970  
Loans, gross 155,072 69,768
Construction - commercial real estate | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 38,479 29,346
2023 50,213 36,907
2022 61,410  
2021   3,515
2020 4,970  
Loans, gross 155,072 69,768
Land acquisition and development    
Term Loans Amortized Cost Basis by Origination Year    
2024 19,073 4,562
2023 2,114 4,665
2022 2,662 9,844
2021 1,324 9,993
2020 8,601  
Loans, gross 33,774 29,064
Land acquisition and development | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 19,073 4,562
2023 2,114 4,665
2022 2,662 9,844
2021 1,324 9,993
2020 8,601  
Loans, gross 33,774 29,064
Builder lines    
Term Loans Amortized Cost Basis by Origination Year    
2024 23,913 17,919
2023 3,436 5,124
2022 1,430 1,221
2021 481  
2020   404
Prior 404  
Loans, gross 29,664 24,668
Builder lines | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 23,913 17,919
2023 3,436 5,124
2022 1,430 1,221
2021 481  
2020   404
Prior 404  
Loans, gross 29,664 24,668
Construction - consumer real estate    
Term Loans Amortized Cost Basis by Origination Year    
2024 11,329 7,889
2023 5,099 3,240
2022 358  
Revolving Loans Recorded Balance 88 94
Loans, gross 16,874 11,223
Construction - consumer real estate | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 11,329 7,889
2023 5,099 3,240
2022 358  
Revolving Loans Recorded Balance 88 94
Loans, gross 16,874 11,223
Residential mortgage    
Term Loans Amortized Cost Basis by Origination Year    
2024 39,338 59,441
2023 59,528 91,086
2022 84,733 44,292
2021 40,701 40,192
2020 36,425 11,586
Prior 49,870 46,659
Loans, gross 310,595 293,256
Residential mortgage | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 39,210 59,441
2023 58,659 91,086
2022 84,733 44,292
2021 40,701 40,089
2020 36,323 11,524
Prior 49,080 46,192
Loans, gross 308,706 292,624
Residential mortgage | Special Mention    
Term Loans Amortized Cost Basis by Origination Year    
2023 869  
Prior 223 44
Loans, gross 1,092 44
Residential mortgage | Substandard    
Term Loans Amortized Cost Basis by Origination Year    
2021   103
2020 102  
Prior 179 165
Loans, gross 281 268
Residential mortgage | Substandard Nonaccrual    
Term Loans Amortized Cost Basis by Origination Year    
2024 128  
2020   62
Prior 388 258
Loans, gross 516 320
Equity lines    
Term Loans Amortized Cost Basis by Origination Year    
2024 23  
2022   34
2021   70
2020 70 5
Prior 839 866
Revolving Loans Recorded Balance 58,050 50,120
Loans, gross 59,406 51,592
Revolving Loans Converted to Term 424 497
Equity lines | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 23  
2022   34
2021   70
2020 70  
Prior 839 857
Revolving Loans Recorded Balance 58,050 50,120
Loans, gross 59,221 51,425
Revolving Loans Converted to Term 239 344
Equity lines | Special Mention    
Term Loans Amortized Cost Basis by Origination Year    
Loans, gross 76 85
Revolving Loans Converted to Term 76 85
Equity lines | Substandard    
Term Loans Amortized Cost Basis by Origination Year    
2020   5
Loans, gross 89 5
Revolving Loans Converted to Term 89  
Equity lines | Substandard Nonaccrual    
Term Loans Amortized Cost Basis by Origination Year    
Prior   9
Loans, gross 20 77
Revolving Loans Converted to Term 20 68
Other consumer    
Term Loans Amortized Cost Basis by Origination Year    
2024 3,842 6,263
2023 2,841 2,762
2022 1,828 606
2021 336 282
2020 163 110
Prior 611 519
Revolving Loans Recorded Balance 46 46
Loans, gross 9,667 10,588
Other consumer | Pass    
Term Loans Amortized Cost Basis by Origination Year    
2024 3,842 6,263
2023 2,841 2,762
2022 1,828 606
2021 336 282
2020 163 101
Prior 611 519
Revolving Loans Recorded Balance 46 46
Loans, gross $ 9,667 10,579
Other consumer | Substandard Nonaccrual    
Term Loans Amortized Cost Basis by Origination Year    
2020   9
Loans, gross   $ 9