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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Operating activities:    
Net income $ 13,889 $ 18,658
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 9,750 5,800
Accretion of certain acquisition-related discounts, net (464) (632)
Share-based compensation 1,458 1,508
Depreciation and amortization 2,841 2,919
Amortization of premiums and accretion of discounts on securities, net 1,068 1,041
Reversal of provision for indemnifications (375) (435)
Income from bank-owned life insurance (326) (299)
Pension expense 667 692
Proceeds from sales of loans held for sale 371,258 394,106
Origination of loans held for sale (396,718) (400,559)
Gains on sales of loans held for sale (4,814) (4,930)
Other gains, net (207) 184
Change in other assets and liabilities:    
Accrued interest receivable 200 (1,057)
Other assets 4,483 1,713
Accrued interest payable 474 2,238
Other liabilities (190) 890
Net cash provided by operating activities 2,994 21,837
Investing activities:    
Proceeds from sales, maturities and calls of securities available for sale and payments on mortgage-backed securities 89,240 75,560
Purchases of securities available for sale (27,009) (30,075)
Purchases of time deposits, net 734 (253)
Repayments on loans held for investment by non-bank affiliates 125,399 121,257
Purchases of loans held for investment by non-bank affiliates (136,459) (124,340)
Net increase in community banking loans held for investment (164,176) (84,113)
Purchases of corporate premises and equipment (3,056) (1,019)
Other investing activities, net (1,377) (3,675)
Net cash used in investing activities (116,704) (46,658)
Financing activities:    
Net decrease in demand and savings deposits (67,891) (191,426)
Net increase in time deposits 137,652 215,995
Net (decrease) increase in short-term borrowings (9,580) 59,068
Proceeds from long-term borrowings 40,000  
Repayments of long-term borrowings   (4,000)
Repurchases of common stock (7,792) (6,363)
Cash dividends paid (4,363) (4,510)
Other financing activities, net (282) (92)
Net cash provided by financing activities 87,744 68,672
Net (decrease) increase in cash and cash equivalents (25,966) 43,851
Cash and cash equivalents at beginning of period 75,159 26,661
Cash and cash equivalents at end of period 49,193 70,512
Supplemental cash flow disclosures:    
Interest paid 30,976 15,707
Income taxes paid 22 3,545
Supplemental disclosure of noncash investing and financing activities:    
Transfers from corporate premises and equipment to other real estate owned 296  
Adoption of new accounting standard   1,072
Liabilities assumed to acquire right of use assets at lease commencement $ 2,730 $ 181