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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest income      
Interest and fees on loans $ 127,089 $ 110,938 $ 90,833
Interest on interest-bearing deposits and federal funds sold 1,374 1,245 1,278
Interest and dividends on securities      
U.S. treasury, government agencies and corporations 1,682 3,491 2,859
Mortgage-backed securities 3,909 3,669 3,178
Tax-exempt obligations of states and political subdivisions 3,568 2,844 1,623
Taxable obligations of states and political subdivisions 739 726 656
Corporate and other 1,233 1,224 927
Total interest income 139,594 124,137 101,354
Interest expense      
Savings and interest-bearing deposits 6,594 5,275 2,228
Time deposits 31,465 15,112 2,996
Borrowings 3,429 4,850 1,502
Trust preferred capital notes 1,331 1,193 1,164
Total interest expense 42,819 26,430 7,890
Net interest income 96,775 97,707 93,464
Provision for credit losses 13,250 8,275 3,172
Net interest income after provision for credit losses 83,525 89,432 90,292
Noninterest income      
Gains on sales of loans 6,064 5,780 7,498
Interchange income 6,178 6,187 6,030
Service charges on deposit accounts 4,288 4,330 4,306
Investment income from other equity interests 960 677 3,138
Mortgage banking fee income 2,286 2,110 2,931
Wealth management services income, net 2,993 2,564 2,442
Mortgage lender services income 2,049 2,048 1,667
Other service charges and fees 1,901 1,643 1,577
Net losses on sales, maturities and calls of available for sale securities   (5)  
Other income (loss), net 3,819 4,281 (377)
Total noninterest income 30,538 29,615 29,212
Noninterest expenses      
Salaries and employee benefits 53,578 54,876 47,867
Occupancy 8,397 7,993 8,564
Data processing 11,314 10,874 10,514
Professional fees 3,611 2,752 2,767
Insurance expense 1,832 1,659 1,049
Marketing and advertising expenses 1,213 1,548 1,805
Loan processing and collection expenses 2,661 3,317 3,978
Other 7,324 6,864 5,996
Total noninterest expenses 89,930 89,883 82,540
Income before income taxes 24,133 29,164 36,964
Income tax expense 4,215 5,418 7,595
Net income 19,918 23,746 29,369
Less net income attributable to noncontrolling interest 84 142 210
Net income attributable to C&F Financial Corporation $ 19,834 $ 23,604 $ 29,159
Net income per share - basic (in dollars per share) $ 6.01 $ 6.92 $ 8.29
Net income per share - diluted (in dollars per share) $ 6.01 $ 6.92 $ 8.29