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OREO (Tables)
12 Months Ended
Dec. 31, 2024
OREO  
Changes in the balance for OREO

Year Ended December 31, 

(Dollars in thousands)

    

2024

    

2023

 

Balance at the beginning of year, gross

$

$

Additions

 

 

Transfers from bank premises

 

1,827

 

Charge-offs

 

 

Sales proceeds

 

(416)

 

Gain on disposition

 

120

 

Balance at the end of year, gross

 

1,531

 

Less valuation allowance

 

(215)

 

Balance at the end of year, net

$

1,316

$

Changes in the allowance for OREO

Year Ended December 31, 

 

(Dollars in thousands)

    

2024

    

2023

    

2022

 

Balance at the beginning of year

$

$

$

Provision for losses

 

215

 

 

Charge-offs, net

 

 

 

Balance at the end of year

$

215

$

$