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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Operating activities:    
Net income $ 5,395 $ 3,435
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 3,000 3,500
Accretion of certain acquisition-related discounts, net (108) (155)
Share-based compensation 461 510
Depreciation and amortization 988 937
Amortization of premiums and accretion of discounts on securities, net 20 397
Reversal of provision for indemnifications (25) (140)
Income from bank-owned life insurance (106) (106)
Pension expense 183 226
Proceeds from sales of loans held for sale 108,010 87,479
Origination of loans held for sale (112,972) (94,769)
Gains on sales of loans held for sale (1,847) (1,288)
Other gains, net 141 194
Change in other assets and liabilities:    
Accrued interest receivable (6) (197)
Other assets 1,727 2,347
Accrued interest payable (472) 1,151
Other liabilities (1,178) (2,626)
Net cash provided by operating activities 3,211 895
Investing activities:    
Proceeds from sales, maturities and calls of securities available for sale and payments on mortgage-backed securities 17,176 37,324
Purchases of securities available for sale (24,248) (8,313)
Purchases of time deposits, net (5) 491
Repayments on loans held for investment by non-bank affiliates 15,999 45,387
Purchases of loans held for investment by non-bank affiliates (14,615) (49,842)
Net increase in community banking loans held for investment (27,487) (73,617)
Purchases of corporate premises and equipment (267) (485)
Other investing activities, net (92) (566)
Net cash used in investing activities (33,539) (49,621)
Financing activities:    
Net increase (decrease) in demand and savings deposits 36,556 (41,169)
Net increase in time deposits 9,238 62,971
Net decrease in short-term borrowings (3,085) (30,418)
Proceeds from long-term borrowings   40,000
Repurchases of common stock (426) (1,031)
Cash dividends paid (1,488) (1,482)
Other financing activities, net (95) (97)
Net cash provided by financing activities 40,700 28,774
Net increase (decrease) in cash and cash equivalents 10,372 (19,952)
Cash and cash equivalents at beginning of period 65,586 75,159
Cash and cash equivalents at end of period 75,958 55,207
Supplemental cash flow disclosures:    
Interest paid 11,441 8,390
Income taxes paid 13  
Supplemental disclosure of noncash investing and financing activities:    
Liabilities assumed to acquire right of use assets at lease commencement $ 190 $ 2,487