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v3.25.2

Allowance for Credit Losses - Gross Charge-offs of Loans by Year of Origination (Details) - USD ($) | 6 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | $ 173,000 | $ 228,000 |
2024/2023 | 1,304,000 | 1,421,000 |
2023/2022 | 1,985,000 | 3,491,000 |
2022/2021 | 2,929,000 | 1,854,000 |
2021/2020 | 1,082,000 | 339,000 |
Prior | 382,000 | 408,000 |
Total | 7,855,000 | 7,741,000 |
Collateral dependent loans | 0 |  | $ 0
Demand deposit overdrafts |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 96,000 | 137,000 |
Commercial business |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2021/2020 | 10,000 |  |
Prior | 10,000 |  |
Total | 20,000 |  |
Residential mortgage |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 6,000 | 3,000 |
Total | 6,000 | 3,000 |
Other consumer |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 96,000 | 147,000 |
2024/2023 | 10,000 | 11,000 |
2023/2022 | 4,000 | 5,000 |
Prior |  | 3,000 |
Total | 110,000 | 166,000 |
Consumer finance |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
Total | 7,719,000 | 7,572,000 |
Consumer finance | Automobiles |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 71,000 | 78,000 |
2024/2023 | 1,238,000 | 1,370,000 |
2023/2022 | 1,968,000 | 3,383,000 |
2022/2021 | 2,777,000 | 1,846,000 |
2021/2020 | 1,062,000 | 312,000 |
Prior | 350,000 | 405,000 |
Total | 7,466,000 | 7,394,000 |
Consumer finance | Marine and recreational vehicles |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2024/2023 | 56,000 | 40,000 |
2023/2022 | 13,000 | 103,000 |
2022/2021 | 152,000 | 8,000 |
2021/2020 | 10,000 | 27,000 |
Prior | 22,000 |  |
Total | $ 253,000 | $ 178,000 |

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- Definition The value of collateral dependent loans which requires repayment substantially through the operation or sale of the collateral and where the borrower is experiencing financial difficulty. + References No definition available. + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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- Definition Amount, excluding accrued interest, of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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- Definition Amount, excluding accrued interest, of writeoff of financing receivable originated three years before current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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