Loans

Schedule of past due status of loans


	30-59		60-89		90+								90+ Days
	Days		Days		Days		Total						Past Due and
(Dollars in thousands)	Past Due		Past Due		Past Due		Past Due		Current¹		Total Loans		Accruing
Commercial real estate	$	150	$	—	$	21	$	171	$	763,453	$	763,624	$	21
Commercial business		—		—		—		—		110,932		110,932		—
Construction - commercial real estate		—		—		—		—		141,314		141,314		—
Land acquisition and development		—		—		—		—		53,585		53,585		—
Builder lines		—		—		—		—		44,758		44,758		—
Construction - consumer real estate		—		—		—		—		23,843		23,843		—
Residential mortgage		1,651		208		908		2,767		310,506		313,273		61
Equity lines		60		—		—		60		68,459		68,519		—
Other consumer		4		—		—		4		10,423		10,427		—
Consumer finance - automobiles		14,304		2,292		697		17,293		380,072		397,365		—
Consumer finance - marine and recreational vehicles		266		11		—		277		63,748		64,025		—
Total	$	16,435	$	2,511	$	1,626	$	20,572	$	1,971,093	$	1,991,665	$	82

1

For the purposes of the table above, “Current” includes loans that are 1-29 days past due.


	30-59		60-89		90+								90+ Days
	Days		Days		Days		Total						Past Due and
(Dollars in thousands)	Past Due		Past Due		Past Due		Past Due		Current¹		Total Loans		Accruing
Commercial real estate	$	26	$	—	$	—	$	26	$	734,156	$	734,182	$	—
Commercial business		29		—		—		29		104,918		104,947		—
Construction - commercial real estate		—		—		—		—		132,717		132,717		—
Land acquisition and development		—		—		—		—		46,072		46,072		—
Builder lines		—		—		—		—		35,605		35,605		—
Construction - consumer real estate		747		—		—		747		18,052		18,799		—
Residential mortgage		1,012		1,076		426		2,514		306,295		308,809		334
Equity lines		85		—		76		161		62,043		62,204		76
Other consumer		9		—		—		9		10,261		10,270		—
Consumer finance - automobiles		14,703		2,650		599		17,952		380,699		398,651		—
Consumer finance - marine and recreational vehicles		215		22		15		252		67,890		68,142		—
Total	$	16,826	$	3,748	$	1,116	$	21,690	$	1,898,708	$	1,920,398	$	410

1For the purposes of the table above, “Current” includes loans that are 1-29 days past due.

Summary of amortized cost basis of loans that were both experiencing financial difficulty and modified

Three Months Ended June 30, 2025

Six Months Ended June 30, 2025

% of Total

Amortized

Class of

Amortized

Class of

(Dollars in thousands)

Cost

Loans

Cost

Loans

Term Extension

Commercial real estate

$

3,554

0.5

%

$

3,554

0.5

%

Total Term Extension

$

3,554

$

3,554

Total

$

3,554

0.2

%

$

3,554

0.2

%


	Three Months Ended June 30, 2024					Six Months Ended June 30, 2024
			% of Total					% of Total
	Amortized		Class of			Amortized		Class of
(Dollars in thousands)	Cost		Loans			Cost		Loans
Term Extension
Residential mortgage	$	—		—	%	$	340		0.1	%
Total Term Extension	$	—				$	340

Combination Term Extension and Interest Rate Reduction
Residential mortgage	$	—		—	%	$	18		0.0	%
Total Combination Term Extension and Interest Rate Reduction	$	—				$	18
Total	$	—		—	%	$	358		0.0	%

Three Months Ended June 30, 2025

Six Months Ended June 30, 2025

Weighted-

Average

Interest

Term

Interest

Term

Rate

Extension

Rate

Extension

Reduction

(in years)

Reduction

(in years)

Commercial real estate

—

%

1.1

—

%

1.1

Total

—

%

1.1

—

%

1.1

Three Months Ended June 30, 2024

Six Months Ended June 30, 2024

Weighted-

Average

Interest

Term

Interest

Term

Rate

Extension

Rate

Extension

Reduction

(in years)

Reduction

(in years)

Residential mortgage

—

%

—

1.51

%

6.9

Total

—

%

—

1.51

%

6.9