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Business Segments - Segment Reporting (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Business Segments        
Interest income $ 37,407 $ 34,312 $ 73,395 $ 67,020
Interest expense 10,899 10,484 21,877 20,034
Net interest income before allocation 26,508 23,828 51,518 46,986
Net interest income 26,508 23,828 51,518 46,986
Gains on sales of loans 2,458 1,701 4,305 2,989
Other noninterest income 7,390 5,623 13,116 11,827
Net revenue 36,356 31,152 68,939 61,802
Provision for credit losses 2,100 2,550 5,100 6,050
Salaries and employee benefits 14,846 13,452 28,329 27,704
Occupancy expense 2,099 2,063 4,292 4,195
Data processing 2,989 2,963 5,855 5,792
Professional fees 1,001 884 1,922 1,799
Insurance expense 416 409 907 815
Marketing and advertising expenses 549 316 1,078 484
Loan processing and collection expenses 745 675 1,428 1,303
Provision for indemnifications (35) (135) (60) (275)
Other segment items 2,020 1,746 3,938 3,706
Total noninterest expense 24,630 22,373 47,689 45,523
Income before income taxes 9,626 6,229 16,150 10,229
Income tax expense (benefit) 1,859 1,195 2,988 1,760
Net income 7,767 5,034 13,162 8,469
Capital expenditures 566 539 833 1,024
Depreciation and amortization 996 959 1,984 1,896
Operating Segments [Member] | Community Banking        
Business Segments        
Interest income 24,378 21,297 47,762 41,619
Interest expense 10,143 9,941 20,524 18,946
Net interest income before allocation 14,235 11,356 27,238 22,673
Net interest allocation 6,110 6,138 11,864 11,985
Net interest income 20,345 17,494 39,102 34,658
Other noninterest income 4,378 4,165 8,608 8,275
Net revenue 24,723 21,659 47,710 42,933
Provision for credit losses (300) 450 (200) 950
Salaries and employee benefits 9,421 9,117 18,700 18,560
Occupancy expense 1,669 1,673 3,499 3,416
Data processing 2,300 2,365 4,642 4,596
Professional fees 680 700 1,404 1,409
Insurance expense 345 350 761 687
Marketing and advertising expenses 415 205 799 256
Loan processing and collection expenses 26 53 68 101
Other segment items 1,419 1,187 2,634 2,541
Total noninterest expense 16,275 15,650 32,507 31,566
Income before income taxes 8,748 5,559 15,403 10,417
Income tax expense (benefit) 1,632 988 2,842 1,834
Net income 7,116 4,571 12,561 8,583
Capital expenditures 482 523 718 816
Depreciation and amortization $ 878 $ 855 $ 1,753 $ 1,693
Other segment items for reportable segments Community banking – licenses and other taxes expense, travel and education expense, telecommunications expense, other real estate owned losses and expense, net periodic pension cost, office supplies, and certain overhead expenses. Community banking – licenses and other taxes expense, travel and education expense, telecommunications expense, other real estate owned losses and expense, net periodic pension cost, office supplies, and certain overhead expenses. Community banking – licenses and other taxes expense, travel and education expense, telecommunications expense, other real estate owned losses and expense, net periodic pension cost, office supplies, and certain overhead expenses. Community banking – licenses and other taxes expense, travel and education expense, telecommunications expense, other real estate owned losses and expense, net periodic pension cost, office supplies, and certain overhead expenses.
Operating Segments [Member] | Mortgage Banking        
Business Segments        
Interest income $ 732 $ 533 $ 1,071 $ 814
Net interest income before allocation 732 533 1,071 814
Net interest allocation (374) (244) (446) (288)
Net interest income 358 289 625 526
Gains on sales of loans 2,573 1,863 4,558 3,344
Other noninterest income 1,700 1,192 2,836 2,240
Net revenue 4,631 3,344 8,019 6,110
Salaries and employee benefits 1,971 1,964 3,763 3,563
Occupancy expense 290 235 503 467
Data processing 358 247 584 487
Professional fees 67 20 93 40
Insurance expense 37 20 67 50
Marketing and advertising expenses 125 103 265 206
Loan processing and collection expenses 327 250 557 434
Provision for indemnifications (35) (135) (60) (275)
Other segment items 181 136 358 241
Total noninterest expense 3,321 2,840 6,130 5,213
Income before income taxes 1,310 504 1,889 897
Income tax expense (benefit) 325 128 473 227
Net income 985 376 1,416 670
Capital expenditures 84 16 115 97
Depreciation and amortization $ 39 $ 20 $ 72 $ 34
Other segment items for reportable segments Mortgage banking – licenses and other taxes expense, travel and education expense, telecommunications expense, office supplies, and certain overhead expenses. Mortgage banking – licenses and other taxes expense, travel and education expense, telecommunications expense, office supplies, and certain overhead expenses. Mortgage banking – licenses and other taxes expense, travel and education expense, telecommunications expense, office supplies, and certain overhead expenses Mortgage banking – licenses and other taxes expense, travel and education expense, telecommunications expense, office supplies, and certain overhead expenses.
Operating Segments [Member] | Consumer Finance        
Business Segments        
Interest income $ 12,144 $ 12,383 $ 24,267 $ 24,408
Net interest income before allocation 12,144 12,383 24,267 24,408
Net interest allocation (5,736) (5,894) (11,418) (11,697)
Net interest income 6,408 6,489 12,849 12,711
Other noninterest income 149 226 326 481
Net revenue 6,557 6,715 13,175 13,192
Provision for credit losses 2,400 2,100 5,300 5,100
Salaries and employee benefits 2,018 2,037 3,995 4,181
Occupancy expense 140 155 290 312
Data processing 321 343 611 683
Professional fees 135 63 226 150
Insurance expense 34 39 79 78
Marketing and advertising expenses 9 8 14 22
Loan processing and collection expenses 392 372 803 768
Other segment items 364 368 800 751
Total noninterest expense 3,413 3,385 6,818 6,945
Income before income taxes 744 1,230 1,057 1,147
Income tax expense (benefit) 205 336 292 316
Net income 539 894 765 831
Capital expenditures       111
Depreciation and amortization $ 79 $ 84 $ 159 $ 169
Other segment items for reportable segments Consumer finance – licenses and taxes other expense, travel and education expense, telecommunications expense, payment processing expense, office supplies, and certain overhead expenses. Consumer finance – licenses and taxes other expense, travel and education expense, telecommunications expense, payment processing expense, office supplies, and certain overhead expenses. Consumer finance – licenses and taxes other expense, travel and education expense, telecommunications expense, payment processing expense, office supplies, and certain overhead expenses. Consumer finance – licenses and taxes other expense, travel and education expense, telecommunications expense, payment processing expense, office supplies, and certain overhead expenses.
Operating Segments [Member] | Other Operating Segment [Member]        
Business Segments        
Interest expense $ 756 $ 543 $ 1,353 $ 1,088
Net interest income before allocation (756) (543) (1,353) (1,088)
Net interest income (756) (543) (1,353) (1,088)
Other noninterest income 1,225 119 1,447 959
Net revenue 469 (424) 94 (129)
Salaries and employee benefits 1,436 334 1,871 1,400
Data processing 10 8 18 26
Professional fees 119 101 199 200
Other segment items 74 69 181 203
Total noninterest expense 1,639 512 2,269 1,829
Income before income taxes (1,170) (936) (2,175) (1,958)
Income tax expense (benefit) (302) (232) (614) (560)
Net income (868) (704) (1,561) (1,398)
Intersegment Eliminations [Member]        
Business Segments        
Interest income 153 99 295 179
Net interest income before allocation 153 99 295 179
Net interest income 153 99 295 179
Gains on sales of loans (115) (162) (253) (355)
Other noninterest income (62) (79) (101) (128)
Net revenue (24) (142) (59) (304)
Other segment items (18) (14) (35) (30)
Total noninterest expense (18) (14) (35) (30)
Income before income taxes (6) (128) (24) (274)
Income tax expense (benefit) (1) (25) (5) (57)
Net income $ (5) $ (103) $ (19) $ (217)