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v3.25.3

Allowance for Credit Losses - Gross Charge-offs of Loans by Year of Origination (Details) - USD ($) | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | $ 429,000 | $ 574,000 |
2024/2023 | 2,085,000 | 2,350,000 |
2023/2022 | 3,044,000 | 5,218,000 |
2022/2021 | 4,461,000 | 2,725,000 |
2021/2020 | 1,672,000 | 484,000 |
Prior | 496,000 | 649,000 |
Total | 12,187,000 | 12,000,000 |
Collateral dependent loans | 0 |  | $ 0
Demand deposit overdrafts |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 142,000 | 193,000 |
Commercial business |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 15,000 |  |
2021/2020 | 10,000 |  |
Prior | 10,000 |  |
Total | 35,000 |  |
Residential mortgage |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 6,000 | 3,000 |
Total | 6,000 | 3,000 |
Other consumer |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 143,000 | 204,000 |
2024/2023 | 14,000 | 19,000 |
2023/2022 | 4,000 | 5,000 |
Prior |  | 62,000 |
Total | 161,000 | 290,000 |
Consumer finance |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
Total | 11,985,000 | 11,707,000 |
Consumer finance | Automobiles |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2025/2024 | 265,000 | 367,000 |
2024/2023 | 2,001,000 | 2,275,000 |
2023/2022 | 3,027,000 | 5,053,000 |
2022/2021 | 4,293,000 | 2,691,000 |
2021/2020 | 1,629,000 | 457,000 |
Prior | 458,000 | 573,000 |
Total | 11,673,000 | 11,416,000 |
Consumer finance | Marine and recreational vehicles |  |  |
Current Period Gross Charge-offs by Origination Year |  |  |
2024/2023 | 70,000 | 56,000 |
2023/2022 | 13,000 | 160,000 |
2022/2021 | 168,000 | 34,000 |
2021/2020 | 33,000 | 27,000 |
Prior | 28,000 | 14,000 |
Total | $ 312,000 | $ 291,000 |

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- Definition The value of collateral dependent loans which requires repayment substantially through the operation or sale of the collateral and where the borrower is experiencing financial difficulty. + References No definition available. + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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- Definition Amount, excluding accrued interest, of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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