XML 12 R2.htm IDEA: XBRL DOCUMENT v3.25.3
CONSOLIDATED BALANCE SHEETS - USD ($)
Sep. 30, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 15,248,000 $ 16,163,000
Interest-bearing deposits in other banks 80,843,000 49,423,000
Total cash and cash equivalents 96,091,000 65,586,000
Securities-available for sale at fair value, amortized cost of $455,402 and $448,616, respectively 439,034,000 418,625,000
Loans held for sale, at fair value 33,478,000 20,112,000
Loans, net of allowance for credit losses of $39,446 and $40,087, respectively 1,968,777,000 1,880,311,000
Restricted stock, at cost 3,680,000 3,592,000
Corporate premises and equipment, net 39,259,000 40,118,000
Other real estate owned, net of valuation allowance of $215 and $215, respectively 1,316,000 1,316,000
Accrued interest receivable 10,965,000 10,592,000
Goodwill 25,191,000 25,191,000
Other intangible assets, net 959,000 1,147,000
Bank-owned life insurance 21,547,000 21,191,000
Net deferred tax asset 15,047,000 17,719,000
Other assets 55,948,000 57,874,000
Total assets 2,711,292,000 2,563,374,000
Deposits    
Noninterest-bearing demand deposits 558,013,000 526,069,000
Savings, money market and interest-bearing demand deposits 870,267,000 826,462,000
Time deposits 869,755,000 818,329,000
Total deposits 2,298,035,000 2,170,860,000
Short-term borrowings 20,000,000 28,994,000
Long-term borrowings 67,922,000 68,158,000
Trust preferred capital notes 25,484,000 25,457,000
Accrued interest payable 4,814,000 4,403,000
Other liabilities 41,150,000 38,532,000
Total liabilities 2,457,405,000 2,336,404,000
Commitments and contingent liabilities (Note 11)
Equity    
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,237,634 and 3,233,672 shares issued and outstanding, respectively, includes 106,363 and 119,778 of unvested shares, respectively) 3,131,000 3,114,000
Additional paid-in capital 1,071,000 36,000
Retained earnings 263,482,000 247,814,000
Accumulated other comprehensive loss, net (14,401,000) (24,604,000)
Equity attributable to C&F Financial Corporation 253,283,000 226,360,000
Noncontrolling interest 604,000 610,000
Total equity 253,887,000 226,970,000
Total liabilities and equity $ 2,711,292,000 $ 2,563,374,000