XML 60 R50.htm IDEA: XBRL DOCUMENT v3.25.3
Allowance for Credit Losses - By Loan Rating and Year of Origination (Details) - USD ($)
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2025
Dec. 31, 2024
Term Loans Amortized Cost Basis by Origination Year      
Loans, gross $ 2,008,223,000 $ 2,008,223,000 $ 1,920,398,000
Commercial and consumer loan portfolio      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 136,185,000 136,185,000 281,353,000
2024/2023 301,163,000 301,163,000 218,665,000
2023/2022 215,718,000 215,718,000 285,203,000
2022/2021 256,745,000 256,745,000 185,661,000
2021/2020 171,083,000 171,083,000 168,717,000
Prior 364,724,000 364,724,000 230,059,000
Revolving Loans Recorded Balance 98,558,000 98,558,000 83,329,000
Revolving Loans Converted to Term 803,000 803,000 618,000
Loans, gross 1,544,979,000 1,544,979,000 1,453,605,000
Commercial and consumer loan portfolio | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 136,185,000 136,185,000 281,228,000
2024/2023 301,047,000 301,047,000 217,775,000
2023/2022 214,864,000 214,864,000 285,111,000
2022/2021 256,634,000 256,634,000 185,438,000
2021/2020 170,877,000 170,877,000 168,614,000
Prior 364,287,000 364,287,000 228,620,000
Revolving Loans Recorded Balance 98,558,000 98,558,000 83,329,000
Revolving Loans Converted to Term 723,000 723,000 456,000
Loans, gross 1,543,175,000 1,543,175,000 1,450,571,000
Commercial and consumer loan portfolio | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
2024/2023     890,000
2023/2022 22,000 22,000  
2022/2021     223,000
2021/2020 206,000 206,000 103,000
Prior 173,000 173,000 1,151,000
Revolving Loans Converted to Term     76,000
Loans, gross 401,000 401,000 2,443,000
Commercial and consumer loan portfolio | Substandard      
Term Loans Amortized Cost Basis by Origination Year      
Prior 159,000 159,000 172,000
Revolving Loans Converted to Term 80,000 80,000 86,000
Loans, gross 239,000 239,000 258,000
Commercial and consumer loan portfolio | Substandard Nonaccrual      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024     125,000
2024/2023 116,000 116,000  
2023/2022 832,000 832,000 92,000
2022/2021 111,000 111,000  
Prior 105,000 105,000 116,000
Loans, gross 1,164,000 1,164,000 333,000
Commercial real estate      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 44,646,000 44,646,000 91,330,000
2024/2023 94,766,000 94,766,000 80,445,000
2023/2022 109,201,000 109,201,000 161,794,000
2022/2021 161,209,000 161,209,000 131,071,000
2021/2020 124,364,000 124,364,000 110,055,000
Prior 259,475,000 259,475,000 159,377,000
Revolving Loans Converted to Term 104,000 104,000 110,000
Loans, gross 793,765,000 793,765,000 734,182,000
Commercial real estate | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 44,646,000 44,646,000 91,330,000
2024/2023 94,766,000 94,766,000 80,445,000
2023/2022 109,201,000 109,201,000 161,794,000
2022/2021 161,209,000 161,209,000 131,071,000
2021/2020 124,364,000 124,364,000 110,055,000
Prior 259,475,000 259,475,000 158,437,000
Revolving Loans Converted to Term 104,000 104,000 110,000
Loans, gross 793,765,000 793,765,000 733,242,000
Commercial real estate | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
Prior     940,000
Loans, gross     940,000
Commercial business      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 6,715,000 6,715,000 9,425,000
2024/2023 8,130,000 8,130,000 13,097,000
2023/2022 11,029,000 11,029,000 14,663,000
2022/2021 13,327,000 13,327,000 13,954,000
2021/2020 11,660,000 11,660,000 8,843,000
Prior 28,199,000 28,199,000 22,690,000
Revolving Loans Recorded Balance 28,422,000 28,422,000 22,206,000
Revolving Loans Converted to Term 53,000 53,000 69,000
Loans, gross 107,535,000 107,535,000 104,947,000
Revolving Loans Converted to Term During The Period     69,000
Commercial business | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 6,715,000 6,715,000 9,425,000
2024/2023 8,130,000 8,130,000 13,097,000
2023/2022 11,029,000 11,029,000 14,663,000
2022/2021 13,327,000 13,327,000 13,954,000
2021/2020 11,660,000 11,660,000 8,843,000
Prior 28,199,000 28,199,000 22,690,000
Revolving Loans Recorded Balance 28,422,000 28,422,000 22,206,000
Revolving Loans Converted to Term 53,000 53,000 69,000
Loans, gross 107,535,000 107,535,000 104,947,000
Construction - commercial real estate      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 5,581,000 5,581,000 47,294,000
2024/2023 65,853,000 65,853,000 55,159,000
2023/2022 41,243,000 41,243,000 24,320,000
2022/2021 6,399,000 6,399,000  
2021/2020     5,944,000
Loans, gross 119,076,000 119,076,000 132,717,000
Construction - commercial real estate | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 5,581,000 5,581,000 47,294,000
2024/2023 65,853,000 65,853,000 55,159,000
2023/2022 41,243,000 41,243,000 24,320,000
2022/2021 6,399,000 6,399,000  
2021/2020     5,944,000
Loans, gross 119,076,000 119,076,000 132,717,000
Land acquisition and development      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 8,596,000 8,596,000 33,129,000
2024/2023 44,532,000 44,532,000 2,653,000
2023/2022     366,000
2022/2021 371,000 371,000 1,323,000
2021/2020     8,601,000
Prior 6,223,000 6,223,000  
Loans, gross 59,722,000 59,722,000 46,072,000
Land acquisition and development | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 8,596,000 8,596,000 33,129,000
2024/2023 44,532,000 44,532,000 2,653,000
2023/2022     366,000
2022/2021 371,000 371,000 1,323,000
2021/2020     8,601,000
Prior 6,223,000 6,223,000  
Loans, gross 59,722,000 59,722,000 46,072,000
Builder lines      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 24,727,000 24,727,000 30,651,000
2024/2023 16,652,000 16,652,000 3,120,000
2023/2022 947,000 947,000 1,430,000
2022/2021 743,000 743,000  
Prior 404,000 404,000 404,000
Loans, gross 43,473,000 43,473,000 35,605,000
Builder lines | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 24,727,000 24,727,000 30,651,000
2024/2023 16,652,000 16,652,000 3,120,000
2023/2022 947,000 947,000 1,430,000
2022/2021 743,000 743,000  
Prior 404,000 404,000 404,000
Loans, gross 43,473,000 43,473,000 35,605,000
Construction - consumer real estate      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 12,399,000 12,399,000 16,472,000
2024/2023 12,967,000 12,967,000 2,327,000
Loans, gross 25,366,000 25,366,000 18,799,000
Construction - consumer real estate | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 12,399,000 12,399,000 16,472,000
2024/2023 12,967,000 12,967,000 2,327,000
Loans, gross 25,366,000 25,366,000 18,799,000
Residential mortgage      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 29,747,000 29,747,000 47,778,000
2024/2023 55,239,000 55,239,000 59,480,000
2023/2022 51,740,000 51,740,000 81,083,000
2022/2021 73,584,000 73,584,000 39,056,000
2021/2020 34,950,000 34,950,000 35,082,000
Prior 69,608,000 69,608,000 46,330,000
Loans, gross 314,868,000 314,868,000 308,809,000
Residential mortgage | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 29,747,000 29,747,000 47,653,000
2024/2023 55,123,000 55,123,000 58,590,000
2023/2022 50,886,000 50,886,000 80,991,000
2022/2021 73,473,000 73,473,000 38,833,000
2021/2020 34,744,000 34,744,000 34,979,000
Prior 69,171,000 69,171,000 45,831,000
Loans, gross 313,144,000 313,144,000 306,877,000
Residential mortgage | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
2024/2023     890,000
2023/2022 22,000 22,000  
2022/2021     223,000
2021/2020 206,000 206,000 103,000
Prior 173,000 173,000 211,000
Loans, gross 401,000 401,000 1,427,000
Residential mortgage | Substandard      
Term Loans Amortized Cost Basis by Origination Year      
Prior 159,000 159,000 172,000
Loans, gross 159,000 159,000 172,000
Residential mortgage | Substandard Nonaccrual      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024     125,000
2024/2023 116,000 116,000  
2023/2022 832,000 832,000 92,000
2022/2021 111,000 111,000  
Prior 105,000 105,000 116,000
Loans, gross 1,164,000 1,164,000 333,000
Equity lines      
Term Loans Amortized Cost Basis by Origination Year      
2021/2020     60,000
Prior 496,000 496,000 628,000
Revolving Loans Recorded Balance 70,089,000 70,089,000 61,077,000
Revolving Loans Converted to Term 646,000 646,000 439,000
Loans, gross 71,231,000 71,231,000 62,204,000
Revolving Loans Converted to Term During The Period 84,000 354,000 179,000
Equity lines | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2021/2020     60,000
Prior 496,000 496,000 628,000
Revolving Loans Recorded Balance 70,089,000 70,089,000 61,077,000
Revolving Loans Converted to Term 566,000 566,000 277,000
Loans, gross 71,151,000 71,151,000 62,042,000
Equity lines | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
Revolving Loans Converted to Term     76,000
Loans, gross     76,000
Equity lines | Substandard      
Term Loans Amortized Cost Basis by Origination Year      
Revolving Loans Converted to Term 80,000 80,000 86,000
Loans, gross 80,000 80,000 86,000
Other consumer      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 3,774,000 3,774,000 5,274,000
2024/2023 3,024,000 3,024,000 2,384,000
2023/2022 1,558,000 1,558,000 1,547,000
2022/2021 1,112,000 1,112,000 257,000
2021/2020 109,000 109,000 132,000
Prior 319,000 319,000 630,000
Revolving Loans Recorded Balance 47,000 47,000 46,000
Loans, gross 9,943,000 9,943,000 10,270,000
Other consumer | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 3,774,000 3,774,000 5,274,000
2024/2023 3,024,000 3,024,000 2,384,000
2023/2022 1,558,000 1,558,000 1,547,000
2022/2021 1,112,000 1,112,000 257,000
2021/2020 109,000 109,000 132,000
Prior 319,000 319,000 630,000
Revolving Loans Recorded Balance 47,000 47,000 46,000
Loans, gross $ 9,943,000 $ 9,943,000 $ 10,270,000