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Borrowings | 3 Months Ended
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Mar. 31, 2013
Borrowings [Abstract] |
Borrowings | Note 7 – Borrowings Funds borrowed from the Federal Home Loan Bank of Cincinnati at March 31, 2013 and December 31, 2012 are as follows (dollars in thousands):
|  | Current |  |  |  |  |  |  |
|  | Interest |  |  | March 31, |  |  | December 31, |
|  | Rate |  |  | 2013 |  |  | 2012 |
Fixed Rate Advances, due at maturity: |  |  |  |  |  |  |  |  |
Advance due January 2015 |  |  | 2.00 | % |  | $ | 5,000 |  |  |  | 5,000 |
Advance due March 2017 |  |  | 5.25 | % |  |  | 5,000 |  |  |  | 5,000 |
Fixed Rate Advances, with monthly principal and interest payments: |  |  |  |  |  |  |  |  |  |  |  |
Advance due March 2014 |  |  | 2.45 | % |  |  | 1,050 |  |  |  | 1,308 |
Advance due March 2019 |  |  | 2.82 | % |  |  | 2,078 |  |  |  | 2,397 |
|  |  |  |  |  | $ | 13,128 |  |  |  | 13,705 |
All advances from the Federal Home Loan Bank of Cincinnati are secured by a blanket pledge of LCNB's 1-4 family first lien mortgage loans in the amount of approximately $179 million and $142 million at March 31, 2013 and December 31, 2012, respectively. Additionally, LCNB is required to hold minimum levels of FHLB stock, based on the outstanding borrowings. Short-term borrowings at March 31, 2013 and December 31, 2012 are as follows (dollars in thousands):
|  | March 31, 2013 |  |  | December 31, 2012 |
|  | Amount |  |  | Rate |  |  | Amount |  |  | Rate |
Line of credit |  | $ | - |  |  |  | - | % |  | $ | 2,661 |  |  |  | 0.75 | %
Repurchase agreements |  |  | 11,609 |  |  |  | 0.10 | % |  |  | 11,095 |  |  |  | 0.10 | %
|  | $ | 11,609 |  |  |  | 0.10 | % |  | $ | 13,756 |  |  |  | 0.23 | %

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- Definition The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19,20,22) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 19, 20, 22 -Article 5 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 129 -Paragraph 2, 4 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. + Details
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