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Loans (Tables)
 3 Months Ended
Mar. 31, 2022
Receivables [Abstract]  
Information About Loans Modified During Period That Were Determined To Be Troubled Debt Restructurings [Table Text Block] nformation concerning loans that were modified during the three months ended March 31, 2022 and 2021 and that were determined to be troubled debt restructurings follows (in thousands):
20222021
Impaired loans without a valuation allowance$— 21 
Impaired loans with a valuation allowance— — 
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
Loan modifications that were classified as TDRs during the three months ended March 31, 2022 and 2021 were as follows (dollars in thousands):
 20222021
 Number
of
Loans		Pre-Modification Recorded BalancePost-Modification Recorded BalanceNumber of LoansPre-Modification Recorded BalancePost-Modification Recorded Balance
Three Months Ended March 31,    
Commercial & industrial— $— $— — $— $— 
Commercial, secured by real estate— — — — — — 
Residential real estate— — — 1 21 21 
Consumer— — — — — — 
Total— $— $— 1 $21 $21 
Major Classifications of Loans
Major classifications of loans at March 31, 2022 and December 31, 2021 were as follows (in thousands):
March 31, 2022December 31, 2021
Commercial & industrial$105,809 101,598 
Commercial, secured by real estate904,562 887,679 
Residential real estate328,574 335,106 
Consumer32,541 34,291 
Agricultural7,990 10,649 
Other loans, including deposit overdrafts45 122 
  Loans, gross1,379,521 1,369,445 
Less allowance for loan losses5,530 5,506 
Loans, net$1,373,991 1,363,939 
Loans in the above table are shown net of deferred origination fees and costs. Deferred origination fees, net of related costs, were $928,000 and $961,000 at March 31, 2022 and December 31, 2021, respectively.
Non-accrual, Past Due, and Accruing Restructured Loans
Non-accrual, past-due, and accruing restructured loans as of March 31, 2022 and December 31, 2021 were as follows (in thousands):
March 31, 2022December 31, 2021
Non-accrual loans:
Commercial, secured by real estate$1,173 1,182 
Residential real estate282 299 
Total non-accrual loans1,455 1,481 
Past-due 90 days or more and still accruing— 56 
Total non-accrual and past-due 90 days or more and still accruing1,455 1,537 
Accruing troubled debt restructured loans2,280 2,622 
Total$3,735 4,159 
Allowance for Loan Losses and Recorded Investments in Loans
The allowance for loan losses for the three months ended March 31, 2022 and 2021 were as follows (in thousands):
 Commercial
& Industrial		Commercial, Secured by
Real Estate		Residential
Real Estate		ConsumerAgriculturalOtherTotal
Three Months Ended March 31, 2022
Balance, beginning of year$1,095 3,607 665 105 30 4 5,506 
Provision (credit) charged to expenses202 (113)(22)(27)(12)21 49 
Losses charged off— — (5)(5)— (27)(37)
Recoveries— — 1 — — 11 12 
Balance, end of period$1,297 3,494 639 73 18 9 5,530 
Three Months Ended March 31, 2021
Balance, beginning of year$816 3,903 837 153 28 (9)5,728 
Provision (credit) charged to expenses141 (267)71 (20)11 12 (52)
Losses charged off— (2)(16)(3)— (21)(42)
Recoveries— — 27 1 — 17 45 
Balance, end of period$957 3,634 919 131 39 (1)5,679 
A breakdown of the allowance for loan losses and the loan portfolio by loan segment at March 31, 2022 and December 31, 2021 were as follows (in thousands):
 Commercial
& Industrial		Commercial, Secured by
Real Estate		Residential
Real Estate		ConsumerAgriculturalOtherTotal
March 31, 2022
Allowance for loan losses:
Individually evaluated for impairment$5 12 9 — — — 26 
Collectively evaluated for impairment1,292 3,482 630 73 18 9 5,504 
Acquired credit impaired loans— — — — — — 
Balance, end of period$1,297 3,494 639 73 18 9 5,530 
Loans:
Individually evaluated for impairment$145 2,617 535 — — — 3,297 
Collectively evaluated for impairment105,585 900,396 326,901 32,541 7,990 45 1,373,458 
Acquired credit impaired loans79 1,549 1,138 — — — 2,766 
Balance, end of period$105,809 904,562 328,574 32,541 7,990 45 1,379,521 
December 31, 2021
Allowance for loan losses:
Individually evaluated for impairment$5 11 9 — — — 25 
Collectively evaluated for impairment1,090 3,596 656 105 30 4 5,481 
Acquired credit impaired loans— — — — — — — 
Balance, end of period$1,095 3,607 665 105 30 4 5,506 
Loans:
Individually evaluated for impairment$155 2,945 559 — — — 3,659 
Collectively evaluated for impairment101,355 883,122 333,384 34,291 10,649 122 1,362,923 
Acquired credit impaired loans88 1,612 1,163 — — — 2,863 
Balance, end of period$101,598 887,679 335,106 34,291 10,649 122 1,369,445 
Analysis of the Company's Loan Portfolio by Credit Quality Indicators
A breakdown of the loan portfolio by credit quality indicators at March 31, 2022 and December 31, 2021 is as follows (in thousands):
 PassOAEMSubstandardDoubtfulTotal
March 31, 2022
Commercial & industrial$102,024 3,652 133 — 105,809 
Commercial, secured by real estate877,229 17,566 9,767 — 904,562 
Residential real estate326,458 — 2,116 — 328,574 
Consumer32,541 — — — 32,541 
Agricultural7,990 — — — 7,990 
Other45 — — — 45 
Total$1,346,287 21,218 12,016 — 1,379,521 
December 31, 2021     
Commercial & industrial$98,694 2,757 147 — 101,598 
Commercial, secured by real estate851,709 22,336 13,634 — 887,679 
Residential real estate332,962 — 2,144 — 335,106 
Consumer34,281 — 10 — 34,291 
Agricultural10,649 — — — 10,649 
Other122 — — — 122 
Total$1,328,417 25,093 15,935 — 1,369,445 
Loan Portfolio Aging Analysis
A loan portfolio aging analysis at March 31, 2022 and December 31, 2021 is as follows (in thousands):
 30-59 Days
Past Due		60-89 Days
Past Due		Greater Than
90 Days
Past Due		Total
Past Due		CurrentTotal Loans
Receivable		Total Loans Greater Than
90 Days and
Accruing
March 31, 2022
Commercial & industrial$— — — — 105,809 105,809 — 
Commercial, secured by real estate105 — 784 889 903,673 904,562 — 
Residential real estate542 — 58 600 327,974 328,574 — 
Consumer— — — — 32,541 32,541 — 
Agricultural— — — — 7,990 7,990 — 
Other45 — — 45 — 45 — 
Total$692 — 842 1,534 1,377,987 1,379,521 — 
December 31, 2021       
Commercial & industrial$— — — — 101,598 101,598 — 
Commercial, secured by real estate181 — 784 965 886,714 887,679 — 
Residential real estate1,130 1 109 1,240 333,866 335,106 51 
Consumer22 5 5 32 34,259 34,291 5 
Agricultural— — — — 10,649 10,649 — 
Other122 — — 122 — 122 — 
Total$1,455 6 898 2,359 1,367,086 1,369,445 56 
Impaired Loans
Impaired loans, including acquired credit impaired loans, at March 31, 2022 and December 31, 2021 were as follows (in thousands):
March 31, 2022December 31, 2021
 Recorded InvestmentUnpaid Principal BalanceRelated AllowanceRecorded InvestmentUnpaid Principal BalanceRelated Allowance
With no related allowance recorded:
Commercial & industrial$79 296 — 88 316 — 
Commercial, secured by real estate3,510 4,318 — 3,897 4,736 — 
Residential real estate1,457 1,807 — 1,501 1,857 — 
Consumer— — — — — — 
Agricultural— — — — — — 
Other— — — — — — 
Total$5,046 6,421 — 5,486 6,909 — 
With an allowance recorded:   
Commercial & industrial$145 150 5 155 160 5 
Commercial, secured by real estate656 656 12 660 660 11 
Residential real estate216 216 9 221 221 9 
Consumer— — — — — — 
Agricultural— — — — — — 
Other— — — — — — 
Total$1,017 1,022 26 1,036 1,041 25 
Total:   
Commercial & industrial$224 446 5 243 476 5 
Commercial, secured by real estate4,166 4,974 12 4,557 5,396 11 
Residential real estate1,673 2,023 9 1,722 2,078 9 
Consumer— — — — — — 
Agricultural— — — — — — 
Other— — — — — — 
Total$6,063 7,443 26 6,522 7,950 25 
The following presents information related to the average recorded investment and interest income recognized on impaired loans, including acquired credit impaired loans, for the three months ended March 31, 2022 and 2021 (in thousands):
20222021
 Average Recorded InvestmentInterest Income RecognizedAverage Recorded InvestmentInterest Income Recognized
Three Months Ended March 31,
With no related allowance recorded:
Commercial & industrial$84 14 235 25 
Commercial, secured by real estate3,704 73 6,794 119 
Residential real estate1,477 29 3,448 66 
Consumer— — 4 — 
Agricultural— — — — 
Other— — 191 15 
Total$5,265 116 10,672 225 
With an allowance recorded:    
Commercial & industrial$150 2 189 3 
Commercial, secured by real estate659 9 1,617 17 
Residential real estate218 3 307 4 
Consumer— — — — 
Agricultural— — — — 
Other— — — — 
Total$1,027 14 2,113 24 
Total:    
Commercial & industrial$234 16 424 28 
Commercial, secured by real estate4,363 82 8,411 136 
Residential real estate1,695 32 3,755 70 
Consumer— — 4 — 
Agricultural— — — — 
Other— — 191 15 
Total$6,292 130 12,785 249 
Schedule of Troubled Debt Restructurings, Modification Type [Table Text Block]