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CONSOLIDATED CONDENSED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
INTEREST INCOME:    
Interest and fees on loans $ 13,786 $ 14,535
With a readily determinable fair value 12 13
Without a readily determinable fair value 5 6
Taxable 1,095 718
Non-taxable 189 224
Other investments 35 39
TOTAL INTEREST INCOME 15,122 15,535
INTEREST EXPENSE:    
Interest on deposits 739 1,028
Interest on short-term borrowings 86 1
Interest on long-term debt 74 134
TOTAL INTEREST EXPENSE 899 1,163
NET INTEREST INCOME 14,223 14,372
PROVISION (CREDIT) FOR LOAN LOSSES 49 (52)
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES 14,174 14,424
NON-INTEREST INCOME:    
Bank owned life insurance income 265 267
Gains from sales of loans 124 43
Other operating income 60 260
TOTAL NON-INTEREST INCOME 3,550 3,465
NON-INTEREST EXPENSE:    
Salaries and employee benefits 7,215 6,433
Equipment expenses 408 368
Occupancy expense, net 775 794
State financial institutions tax 436 444
Marketing 262 268
Amortization of intangibles 140 257
FDIC insurance premiums, net 126 113
Contracted services 610 540
Other non-interest expense 2,278 2,275
TOTAL NON-INTEREST EXPENSE 12,250 11,492
INCOME BEFORE INCOME TAXES 5,474 6,397
PROVISION FOR INCOME TAXES 951 1,157
NET INCOME $ 4,523 $ 5,240
Dividends declared per common share (usd per share) $ 0.20 $ 0.19
Earnings per common share:    
Basic (usd per share) 0.38 0.41
Diluted (usd per share) $ 0.38 $ 0.41
Weighted average common shares outstanding:    
Basic (in shares) 11,818,614 12,794,824
Diluted (in shares) 11,818,614 12,794,852
Fiduciary and Trust    
INTEREST EXPENSE:    
Revenue from Contract with Customer, Excluding Assessed Tax $ 1,695 $ 1,529
NON-INTEREST INCOME:    
Revenue from Contract with Customer, Excluding Assessed Tax 1,695 1,529
Deposit Account    
INTEREST EXPENSE:    
Revenue from Contract with Customer, Excluding Assessed Tax 1,406 1,366
NON-INTEREST INCOME:    
Revenue from Contract with Customer, Excluding Assessed Tax $ 1,406 $ 1,366