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COMMITMENTS AND CONTINGENT LIABILITIES (Tables)
12 Months Ended
Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments Whose Contract Amounts Represent Off-Balance-Sheet Credit Risk
Financial instruments whose contract amounts represent off-balance-sheet credit risk at December 31 were as follows (in thousands):
20222021
Commitments to extend credit:
Commercial loans$22,823 82,578 
Other loans:
Fixed rate191 5,196 
Adjustable rate1,422 2,784 
Unused lines of credit:
Fixed rate41,558 32,655 
Adjustable rate238,876 150,746 
Unused overdraft protection amounts on demand and NOW accounts16,566 16,711 
Standby letters of credit
$321,441 290,675