XML 68 R58.htm IDEA: XBRL DOCUMENT v3.24.3
Note 4 -Loans - Activity In The Allowance For Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Balance $ 11,270 $ 7,956 $ 10,525 $ 5,646 $ 5,646
Provision for (recovery of) credit losses 681 10 538 173  
Losses charged off (122) (59) (286) (144)  
Recoveries $ 38 $ 25 $ 139 $ 61  
Ratio of net charge-offs to average loans 0.02% 0.01% 0.01% 0.01%  
Balance $ 11,867 $ 7,932 $ 11,867 $ 7,932 10,525
Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       2,196 2,196
Eagle Financial Bancorp, Inc. [Member]          
Acquisition of Eagle Financial Bancorp, Inc. - PCD Loans 0   188    
Provision for (recovery of) credit losses 0   763    
Commercial and Industrial Portfolio Segment [Member]          
Balance 1,568 1,065 1,039 1,300 1,300
Provision for (recovery of) credit losses (214) 2 163 294  
Losses charged off (22) 0 (22) (15) (15)
Recoveries $ 0 $ 0 $ 0 $ 0  
Ratio of net charge-offs to average loans 0.07% 0.00% 0.02% 0.02%  
Balance $ 1,332 $ 1,067 $ 1,332 $ 1,067 1,039
Commercial and Industrial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       (512) (512)
Commercial and Industrial Portfolio Segment [Member] | Eagle Financial Bancorp, Inc. [Member]          
Acquisition of Eagle Financial Bancorp, Inc. - PCD Loans 0   101    
Provision for (recovery of) credit losses 0   51    
Commercial Real Estate Portfolio Segment [Member]          
Balance 6,228 5,023 5,414 3,609 3,609
Provision for (recovery of) credit losses 258 (70) 818 (96)  
Losses charged off 0 0 0 0 0
Recoveries $ 0 $ 0 $ 0 $ 0  
Ratio of net charge-offs to average loans 0.00% 0.00% 0.00% 0.00%  
Balance $ 6,486 $ 4,953 $ 6,486 $ 4,953 5,414
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       1,440 1,440
Commercial Real Estate Portfolio Segment [Member] | Eagle Financial Bancorp, Inc. [Member]          
Acquisition of Eagle Financial Bancorp, Inc. - PCD Loans 0   8    
Provision for (recovery of) credit losses 0   246    
Residential Portfolio Segment [Member]          
Balance 3,222 1,326 3,816 624 624
Provision for (recovery of) credit losses 572 125 (576) (9)  
Losses charged off 0 (4) 0 (4) (4)
Recoveries $ 0 $ 0 $ 9 $ 0  
Ratio of net charge-offs to average loans 0.00% 0.01% 0.00% 0.00%  
Balance $ 3,794 $ 1,447 $ 3,794 $ 1,447 3,816
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       836 836
Residential Portfolio Segment [Member] | Eagle Financial Bancorp, Inc. [Member]          
Acquisition of Eagle Financial Bancorp, Inc. - PCD Loans 0   79    
Provision for (recovery of) credit losses 0   466    
Consumer Portfolio Segment [Member]          
Balance 212 535 238 86 86
Provision for (recovery of) credit losses 0 (75) (32) (66)  
Losses charged off 0 (1) (43) (10) (83)
Recoveries $ 19 $ 1 $ 68 $ 4  
Ratio of net charge-offs to average loans (0.34%) 0.00% (0.14%) 0.03%  
Balance $ 231 $ 460 $ 231 $ 460 238
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       446 446
Consumer Portfolio Segment [Member] | Eagle Financial Bancorp, Inc. [Member]          
Acquisition of Eagle Financial Bancorp, Inc. - PCD Loans 0   0    
Provision for (recovery of) credit losses 0   0    
Agricultural Portfolio [Member]          
Balance 38 5 18 22 22
Provision for (recovery of) credit losses 41 0 61 (8)  
Losses charged off (57) 0 (57) 0 0
Recoveries $ 0 $ 0 $ 0 $ 0  
Ratio of net charge-offs to average loans 1.82% 0.00% 0.63% 0.00%  
Balance $ 22 $ 5 $ 22 $ 5 18
Agricultural Portfolio [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       (9) (9)
Agricultural Portfolio [Member] | Eagle Financial Bancorp, Inc. [Member]          
Acquisition of Eagle Financial Bancorp, Inc. - PCD Loans 0   0    
Provision for (recovery of) credit losses 0   0    
Other Loans [Member]          
Balance 2 2 0 5 5
Provision for (recovery of) credit losses 24 28 104 58  
Losses charged off (43) (54) (164) (115) (166)
Recoveries $ 19 $ 24 $ 62 $ 57  
Ratio of net charge-offs to average loans 26.19% 154.44% 61.65% 106.23%  
Balance $ 2 $ 0 $ 2 $ 0 0
Other Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Balance       $ (5) $ (5)
Other Loans [Member] | Eagle Financial Bancorp, Inc. [Member]          
Acquisition of Eagle Financial Bancorp, Inc. - PCD Loans 0   0    
Provision for (recovery of) credit losses $ 0   $ 0