<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>3
<FILENAME>exjf-form4poa_727214.txt
<DESCRIPTION>POWER OF ATTORNEY
<TEXT>
SWDocID

                                POWER OF ATTORNEY
                                -----------------
                          (Reports on Forms 3, 4 and 5)


      Know all by these presents, that the undersigned hereby constitutes and
appoints each of Kathleen L. Bruegenhemke, and Richard G. Rose, any one of
                 ------------------------      ---------------
whom may act without the other, the undersigned's true and lawful
attorney-in-fact to:

(1)   execute for and on behalf of the undersigned any and all reports on Forms
      3, 4, and 5 that may be required from time to time with respect to the
      undersigned's holdings of and transactions in securities issued by
      Exchange National Bancshares, Inc. (the "Company"), all in accordance with
      Section 16(a) of the Securities Exchange Act of 1934 and the rules
      thereunder;

(2)   do and perform any and all acts for and on behalf of the undersigned which
      may be necessary or desirable to complete and execute any such reports on
      Forms 3, 4, or 5, complete and execute any amendment or amendments
      thereto, and file such forms with the Securities and Exchange Commission
      and any stock exchange or similar authority; and

(3)   take any other action of any type whatsoever in connection with the
      foregoing which, in the opinion of such attorney-in-fact, may be of
      benefit to, in the best interest of, or legally required by, the
      undersigned, including without limitation, completing and executing for
      and on behalf of the undersigned a Uniform Applications For Access Codes
      To File On Edgar, it being understood that the documents executed by such
      attorney-in-fact on behalf of the undersigned pursuant to this Power of
      Attorney shall be in such form and shall contain such terms and conditions
      as such attorney-in-fact may approve in such attorney-in-fact's
      discretion.

          The undersigned hereby grants to each such attorney-in-fact full power
and authority to do and perform any and every act and thing whatsoever
requisite, necessary, or proper to be done in the exercise of any of the rights
and powers herein granted, as fully to all intents and purposes as the
undersigned might or could do if personally present, with full power of
substitution or revocation, hereby ratifying and confirming all that such
attorney-in-fact, or such attorney-in-fact's substitute or substitutes, shall
lawfully do or cause to be done by virtue of this power of attorney and the
rights and powers herein granted. The undersigned acknowledges that the
foregoing attorneys-in-fact, in serving in such capacity at the request of the
undersigned, are not assuming, nor is the Company assuming, any of the
undersigned's responsibilities to comply with Section 16 of the Securities
Exchange Act of 1934.

      This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4, and 5 with respect to the
undersigned's holdings of and transactions in securities issued by the Company,
unless earlier revoked by the undersigned in a signed writing delivered to the
foregoing attorneys-in-fact. A photocopy or facsimile copy of this Power of
Attorney may be relied upon to the same extent as an original copy of this Power
of Attorney.

      IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney
this 28 day of May________ , 2003.


/s/  David R. Goller, Trustee
--------------------------------------
Signature
David R. Goller, Trustee
--------------------------------------
Print Name



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</DOCUMENT>
