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<SEC-DOCUMENT>0000950137-04-000939.txt : 20040213
<SEC-HEADER>0000950137-04-000939.hdr.sgml : 20040213
<ACCEPTANCE-DATETIME>20040213151513
ACCESSION NUMBER:		0000950137-04-000939
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20040211
ITEM INFORMATION:		Other events
ITEM INFORMATION:		Financial statements and exhibits
FILED AS OF DATE:		20040213

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EXCHANGE NATIONAL BANCSHARES INC
		CENTRAL INDEX KEY:			0000893847
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				431626350
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-23636
		FILM NUMBER:		04598327

	BUSINESS ADDRESS:	
		STREET 1:		132 EAST HIGH STREET
		CITY:			JEFFERSON CITY
		STATE:			MO
		ZIP:			65101
		BUSINESS PHONE:		(573)761-6100

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 688
		CITY:			JEFFERSON CITY
		STATE:			MO
		ZIP:			65102
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>c82967e8vk.txt
<DESCRIPTION>CURRENT REPORT
<TEXT>
<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 8-K
                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)               February 11, 2004
                                                               -----------------


                       EXCHANGE NATIONAL BANCSHARES, INC.
                       ----------------------------------
             (Exact name of Registrant as specified in its charter)

Missouri                              0-23636                  43-1626350
- --------------------------------------------------------------------------------
(State or other Jurisdiction        (Commission             (I.R.S. Employer
of  Incorporation)                  File Number)           Identification No.)




132 East High Street, Jefferson City, Missouri                   65101
- --------------------------------------------------------------------------------
  (Address of principal executive offices)                    (Zip Code)


Registrant's telephone number, including area code    (573) 761-6100
                                                      --------------


- --------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)


<PAGE>

ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE

         On February 11, 2004, Exchange National Bancshares, Inc. issued a press
release announcing establishment of a denovo branch in Lee's Summit, Missouri.
The full text of the press release is furnished as an exhibit to this report on
Form 8-K.

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS

         (c)      Exhibits

         Exhibit No.                Description
         -----------                -----------

         Exhibit 99                 Exchange National Bancshares, Inc. press
                                    release dated February 11, 2004




                              *         *         *





















                                       2
<PAGE>


                                   SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                             EXCHANGE NATIONAL BANCSHARES, INC.


Date: February 11, 2004
                                             By:  /s/ James E. Smith
                                                  ------------------------------
                                                  James E. Smith
                                                  Chairman and CEO




















                                       3
<PAGE>

                                  EXHIBIT INDEX


Exhibit No.                Description
- -----------                -----------

Exhibit 99                 Exchange National Bancshares, Inc. press release
                           dated February 11, 2004.
























                                       4

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>3
<FILENAME>c82967exv99.txt
<DESCRIPTION>PRESS RELEASE
<TEXT>
<PAGE>

                                                                      EXHIBIT 99

For Immediate Release                 Contact:  Kathleen Bruegenhemke
                                      Senior Vice President, Investor Relations
                                      TEL: 573.761.6100   FAX: 573.761.6272

                       EXCHANGE NATIONAL BANCSHARES, INC.
                     OF JEFFERSON CITY, MISSOURI, ANNOUNCES
                      LEE'S SUMMIT DE NOVO BRANCH EXPANSION


                  JEFFERSON CITY, MO, February 11, 2004 -- Today, Exchange
National Bancshares, Inc. (NASDAQ: EXJF) announced the filing of a de novo
branch application for Lee's Summit, MO. This latest addition will increase
Exchange National Bancshares' total branch network to 19 locations.

James E. Smith, Chairman & CEO of Exchange National Bancshares announced that
Citizens Union State Bank & Trust, a subsidiary of Exchange National Bancshares,
reached an agreement with Gale Communities to establish a full service branch
facility in the Historic New Longview Development in Lee's Summit. "We are
excited about this unique opportunity and our partnership with Gale
Communities," says James E. Smith, "This is an ideal location for our first
facility in the Kansas City Metropolitan area. We already have a solid customer
base in the Kansas City area. This will allow us to better serve those customers
and to serve the growing Lee's Summit market." The bank has filed an application
with state and federal regulators for the new branch location and plans to open
a temporary facility early spring.

Regarding future expansion, Mr. Smith added, "Exchange National Bancshares
expects to continue its growth and de novo branching strategy in 2004. While
plans for new locations may be subject to change as a result of fluctuations in
economic conditions, financial performance and competition, management is
pursuing entrance into additional market areas in 2004. The opening of any new
location is subject to availability of suitable sites, hiring qualified
personnel, obtaining regulatory approvals and many other conditions and
contingencies."

Exchange National Bancshares, a multi-bank holding company headquartered in
Jefferson City, Missouri, has total assets of $875 million and trades on the
NASDAQ National Market under the symbol "EXJF". Exchange National Bancshares is
the parent company of The Exchange National Bank of Jefferson City with
locations in California, Tipton and St. Robert; Citizens Union State Bank &
Trust of Clinton with locations in Windsor, Collins, Osceola and Springfield;
and Osage Valley Bank of Warsaw.

Statements made in this press release that suggest Exchange National Bancshares'
or management's intentions, hopes, beliefs, expectations, or predictions of the
future include "forward-looking statements" within the meaning of Section 21E of
the Securities and Exchange Act of 1934, as amended. It is important to note
that actual results could differ materially from those projected in such
forward-looking statements. Additional information concerning factors that could
cause actual results to differ materially from those projected in such
forward-looking statements is contained from time to time in the company's
quarterly and annual reports filed with the Securities and Exchange Commission.



                                       5

</TEXT>
</DOCUMENT>
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