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Consolidated Balance Sheets (Unaudited) (USD $)
Sep. 30, 2011
Dec. 31, 2010
ASSETS  
Loans$ 849,801,000$ 898,472,463
Allowances for loan losses(12,690,578)(14,564,867)
Net loans837,110,422883,907,596
Investment in available-for-sale securities, at fair value205,446,454178,977,550
Federal funds sold and securities purchased under agreements to resell75,000125,815
Cash and due from banks41,306,40150,853,985
Premises and equipment - net37,928,54336,980,503
Other real estate owned and repossessed assets - net18,066,84714,009,017
Accrued interest receivable5,383,4055,733,684
Mortgage servicing rights2,266,1092,355,990
Intangible assets - net646,771977,509
Cash surrender value - life insurance2,045,6732,001,965
Other assets19,240,42224,248,590
Total assets1,169,516,0471,200,172,204
Deposits:  
Non-interest bearing demand157,183,939137,749,571
Savings, interest checking and money market375,645,240379,137,539
Time deposits $100,000 and over136,619,758124,566,760
Other time deposits283,500,197305,208,786
Total deposits952,949,134946,662,656
Federal funds purchased and securities sold under agreements to repurchase26,196,89930,068,453
Subordinated notes49,486,00049,486,000
Federal Home Loan Bank advances28,491,57266,985,978
Accrued interest payable850,1881,491,503
Other liabilities5,266,5723,989,303
Total liabilities1,063,240,3651,098,683,893
Stockholders' equity:  
Preferred stock, $1000 par value Authorized and issued 30,255 shares29,198,59828,841,242
Common stock, $1 par value Authorized 15,000,000 shares; issued 4,814,852, and 4,635,891 shares, respectively4,814,8524,635,891
Surplus30,254,27728,928,545
Retained earnings42,104,54741,857,302
Accumulated other comprehensive income, net of tax3,420,226742,149
Treasury stock; 161,858 shares, at cost(3,516,818)(3,516,818)
Total stockholders' equity106,275,682101,488,311
Total liabilities and stockholders' equity$ 1,169,516,047$ 1,200,172,204