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Consolidated Statements of Income (Unaudited) (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
INTEREST INCOME        
Interest and fees on loans $ 10,944,089 $ 11,991,200 $ 22,186,297 $ 24,078,842
Interest on debt securities:        
Taxable 1,084,854 1,342,958 2,201,283 2,497,854
Nontaxable 227,439 254,093 462,083 529,901
Interest on federal funds sold and securities purchased under agreements to resell 20 25 35 62
Interest on interest-bearing deposits 15,627 11,695 36,900 32,288
Dividends on other securities 24,761 40,661 56,137 84,361
Total interest income 12,296,790 13,640,632 24,942,735 27,223,308
Interest on deposits:        
Savings, interest checking and money market 328,064 447,813 653,498 931,504
Time deposit accounts $100,000 and over 308,900 432,649 537,566 895,821
Other time deposit accounts 1,004,691 1,315,987 1,788,696 2,738,789
Interest on federal funds purchased and securities sold under agreements to repurchase 4,755 12,628 9,444 25,983
Interest on subordinated notes 344,741 323,016 698,752 725,177
Interest on Federal Home Loan Bank advances 133,669 326,008 268,048 642,967
Total interest expense 2,124,820 2,858,101 3,956,004 5,960,241
Net interest income 10,171,970 10,782,531 20,986,731 21,263,067
Provision for loan losses 1,500,000 1,883,334 3,200,000 3,633,336
Net interest income after provision for loan losses 8,671,970 8,899,197 17,786,731 17,629,731
NON-INTEREST INCOME        
Service charges on deposit accounts 1,459,564 1,419,272 2,707,581 2,729,763
Trust department income 224,532 228,771 436,363 423,866
Gain on sale of mortgage loans, net 475,317 215,996 993,961 462,230
Other 283,747 314,585 275,551 614,845
Total non-interest income 2,443,160 2,178,624 4,413,456 4,230,704
NON-INTEREST EXPENSE        
Salaries and employee benefits 4,897,918 4,333,620 9,704,166 9,010,693
Occupancy expense, net 640,911 584,685 1,287,552 1,223,049
Furniture and equipment expense 467,535 509,104 970,658 1,015,783
FDIC insurance assessment 258,730 396,266 502,581 875,013
Legal, examination, and professional fees 259,193 307,105 595,915 797,609
Advertising and promotion 218,025 269,700 461,852 501,875
Postage, printing, and supplies 279,340 295,774 543,330 564,481
Processing expense 1,011,100 812,808 1,778,856 1,634,885
Other real estate expense 1,015,079 548,436 1,596,022 1,040,869
Other 1,049,868 950,627 2,136,937 1,721,592
Total non-interest expense 10,097,699 9,008,125 19,577,869 18,385,849
Income before income taxes 1,017,431 2,069,696 2,622,318 3,474,586
Income tax expense 277,400 661,202 431,552 1,112,475
Net income 740,031 1,408,494 2,190,766 2,362,111
Preferred stock dividends 295,723 382,390 665,506 752,173
Accretion of discount on preferred stock 396,380 119,118 515,499 238,237
Net income available to common shareholders $ 47,928 $ 906,986 $ 1,009,761 $ 1,371,701
Basic earnings per share $ 0.01 $ 0.19 $ 0.21 $ 0.28
Diluted earnings per share $ 0.01 $ 0.19 $ 0.21 $ 0.28