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Consolidated Balance Sheets (Unaudited) (USD $)
Sep. 30, 2012
Dec. 31, 2011
ASSETS    
Loans $ 843,098,000 $ 842,930,000
Allowances for loan losses (16,920) (13,809,000)
Net loans 826,178,000 829,121,000
Investment in available-for-sale securities, at fair value 216,788,000 213,806,000
Federal funds sold and securities purchased under agreements to resell 0 75,000
Cash and due from banks 20,286,000 43,135,000
Premises and equipment - net 37,218,000 37,953,000
Other real estate owned and repossessed assets - net 25,195,000 16,020,000
Accrued interest receivable 5,467,000 5,341,000
Mortgage servicing rights 2,624,000 2,308,000
Intangible assets - net 236,000 543,000
Cash surrender value - life insurance 2,119,000 2,064,000
Other assets 21,180,000 20,795,000
Total assets 1,157,291,000 1,171,161,000
Deposits:    
Non-interest bearing demand 165,131,000 159,187,000
Savings, interest checking and money market 389,632,000 384,599,000
Time deposits $100,000 and over 126,685,000 139,504,000
Other time deposits 274,962,000 274,934,000
Total deposits 956,410,000 958,224,000
Federal funds purchased and securities sold under agreements to repurchase 24,109,000 24,516,000
Subordinated notes 49,486,000 49,486,000
Federal Home Loan Bank advances 28,216,000 28,410,000
Accrued interest payable 684,000 1,054,000
Other liabilities 7,955,000 6,895,000
Total liabilities 1,066,860,000 1,068,585,000
Stockholders' equity:    
Preferred stock, $0.01 par value per share, 1,000,000 shares authorized; Issued 18,255 shares and 30,255,respectively, $1,000 per share liquidation value, net of discount 17,905,000 29,318,000
Common stock, $1 par value authorized 15,000,000 shares; issued 5,000,972 and 4,814,852 shares respectively 5,001,000 4,815,000
Surplus 31,814,000 30,266,000
Retained earnings 37,457,000 40,354,000
Accumulated other comprehensive income, net of tax 1,771,000 1,340,000
Treasury stock; 161,858 shares, at cost (3,517,000) (3,517,000)
Total stockholders' equity 90,431,000 102,576,000
Total liabilities and stockholders' equity $ 1,157,291,000 $ 1,171,161,000