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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Cash flows from operating activities:      
Net income (loss) $ 2,822 $ 2,857 $ (3,552)
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan losses 8,900 11,523 15,255
Depreciation expense 1,858 1,940 1,964
Net amortization of investment securities, premiums, and discounts 1,161 837 698
Amortization of intangible assets 408 1,243 1,360
Stock based compensation expense 29 58 87
Change in fair value of mortgage servicing rights 1,331 0 0
Gain on sale of investment securities (26) 0 0
(Gain) loss on sales and dispositions of premises and equipment (79) (13) 60
(Gain) loss on sales and dispositions of other real estate owned and repossessions (317) 206 2,311
Provision for other real estate owned 713 1,252 6,158
Decrease in accrued interest receivable 151 393 892
Increase in cash surrender value - life insurance (72) (62) (72)
Decrease in other assets 949 252 1,203
(Increase) decrease in income tax receivable (644) 1,008 (1,328)
Decrease in accrued interest payable (145) (437) (946)
Increase (decrease) in other liabilities 253 (104) 30
Origination of mortgage loans for sale (99,420) (73,272) (104,002)
Proceeds from the sale of mortgage loans 99,797 74,983 106,548
Gain on sale of mortgage loans, net (2,669) (1,649) (2,493)
(Increase) decrease in net deferred tax asset (214) 462 (2,299)
Other, net 89 (645) (453)
Net cash provided by operating activities 14,875 20,832 21,456
Cash flows from investing activities:      
Net (increase) decrease in loans (26,499) 32,298 53,926
Purchase of available-for-sale debt securities (76,498) (122,871) (189,082)
Proceeds from maturities of available-for-sale debt securities 42,735 36,923 114,899
Proceeds from calls of available-for-sale debt securities 45,170 54,185 46,795
Proceeds from sales of available-for-sale debt securities 790 0 0
Proceeds from sales of FHLB stock 460 1,757 1,004
Purchase of FHLB stock 0 0 (392)
Purchases of premises and equipment (1,375) (3,393) (549)
Proceeds from sales of premises and equipment 272 47 34
Proceeds from sales of other real estate owned and repossessions 8,571 7,435 9,689
Net cash (used) provided by investing activities (6,374) 6,381 36,324
Cash flows from financing activities:      
Net increase in demand deposits 33,084 21,438 2,732
Net increase in interest-bearing transaction accounts 21,103 5,461 24,854
Net decrease in time deposits (21,136) (15,337) (37,246)
Net decrease in federal funds purchased and securities sold under agreements to repurchase (3,458) (5,552) (6,577)
Proceeds from Federal Home Loan Bank advances 0 0 10,000
Repayment of Federal Home Loan Bank advances (8,284) (38,576) (22,331)
Redemption of 12,000 shares of preferred stock (12,000) 0 0
Cash dividends paid - preferred stock (1,203) (1,513) (1,513)
Cash dividends paid - common stock (940) (904) (1,385)
Net cash provided (used) by financing activities 7,166 (34,983) (31,466)
Net increase (decrease) in cash and cash equivalents 15,667 (7,770) 26,314
Cash and cash equivalents, beginning of year 43,210 50,980 24,666
Cash and cash equivalents, end of year 58,877 43,210 50,980
Cash paid during the year for:      
Interest 8,420 11,290 16,699
Income taxes 1,591 665 800
Supplemental schedule of noncash investing and financing activities:      
Other real estate and repossessions acquired in settlement of loans $ 16,869 $ 10,903 $ 23,677