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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 19,258 $ 31,020
Federal funds sold and other overnight interest-bearing deposits 24,604 27,857
Cash and cash equivalents 43,862 58,877
Investment in available-for-sale securities, at fair value 231,991 200,246
Loans 834,256 846,984
Allowances for loan losses (14,545) (14,842)
Net loans 819,711 832,142
Premises and equipment-net 36,947 37,021
Investments in Federal Home Loan Bank stock and other equity securities, at cost 3,923 3,925
Mortgage servicing rights 2,689 2,549
Other real estate owned and foreclosed assets-net 23,128 23,592
Accrued interest receivable 5,023 5,190
Cash surrender value-life insurance 2,157 2,136
Other assets 16,888 15,928
Total assets 1,186,319 1,181,606
Deposits    
Non-interest bearing demand 177,405 192,271
Savings, interest checking and money market 439,644 405,702
Time deposits $100,000 and over 119,628 120,777
Other time deposits 263,203 272,525
Total deposits 999,880 991,275
Federal funds purchased and securities sold under agreements to repurchase 17,539 21,058
Subordinated notes 49,486 49,486
Federal Home Loan Bank advances 20,071 20,126
Accrued interest payable 1,102 909
Other liabilities 7,331 6,532
Total liabilities 1,095,409 1,089,386
Stockholders' equity:    
Preferred stock, $0.01 par value per share, 1,000,000 shares authorized; Issued 18,255 shares, respectively, $1,000 per share liquidation value, net of discount 18,049 17,977
Common stock, $1 par value, authorized 15,000,000 shares ; Issued 5,000,972 shares, respectively 5,001 5,001
Surplus 31,818 31,816
Retained earnings 38,440 39,118
Accumulated other comprehensive income, net of tax 1,119 1,825
Treasury stock; 161,858 shares, at cost (3,517) (3,517)
Total stockholders' equity 90,910 92,220
Total liabilities and stockholders' equity $ 1,186,319 $ 1,181,606