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Consolidated Statements of Operations (Unaudited) (USD $)
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
INTEREST INCOME    
Interest and fees on loans $ 10,387,000 $ 11,242,000
Interest on debt securities:    
Taxable 905,000 1,117,000
Nontaxable 217,000 235,000
Federal funds sold and other overnight interest-bearing deposits 14,000 21,000
Dividends on other securities 22,000 31,000
Total interest income 11,545,000 12,646,000
Interest on deposits:    
Savings, interest checking and money market 261,000 325,000
Time deposit accounts $100,000 and over 248,000 229,000
Other time deposits 883,000 784,000
Interest on federal funds purchased and securities sold under agreements to repurchase 5,000 5,000
Interest on subordinated notes 320,000 354,000
Interest on Federal Home Loan Bank advances 99,000 134,000
Total interest expense 1,816,000 1,831,000
Net interest income 9,729,000 10,815,000
Provision for loan losses 1,000,000 1,700,000
Net interest income after provision for loan losses 8,729,000 9,115,000
NON-INTEREST INCOME    
Service charges on deposit accounts 1,359,000 1,248,000
Trust department income 210,000 212,000
Real estate servicing fees, net 159,000 (279,000)
Gain on sale of mortgage loans, net 720,000 518,000
Gain on sale of investment securities 294,000 0
Other 265,000 271,000
Total non-interest income 3,007,000 1,970,000
NON-INTEREST EXPENSE    
Salaries and employee benefits 4,910,000 4,806,000
Occupancy expense, net 635,000 646,000
Furniture and equipment expense 435,000 503,000
FDIC insurance assessment 243,000 244,000
Legal, examination, and professional fees 226,000 337,000
Advertising and promotion 281,000 244,000
Postage, printing, and supplies 256,000 264,000
Processing expense 1,275,000 768,000
Other real estate expense, net 2,891,000 581,000
Other 782,000 1,087,000
Total non-interest expense 11,934,000 9,480,000
(Loss) income before income taxes (198,000) 1,605,000
Income tax (benefit) expense (62,000) 154,000
Net (loss) income (136,549) 1,450,735
Preferred stock dividends 223,000 370,000
Accretion of discount on preferred stock 71,873 119,119
Total preferred stock dividends and accretion of discount on preferred stock 295,000 489,000
Net (loss) income available to common shareholders $ (431,539) $ 961,833
Basic (loss) earnings per share $ (0.09) $ 0.20
Diluted (loss) earnings per share $ (0.09) $ 0.20