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Consolidated Statements of Cash Flows (Unaudited) (USD $)
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities:    
Net (loss) income $ (136,549) $ 1,450,735
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 1,000,000 1,700,000
Depreciation expense 400,000 502,000
Net amortization of investment securities, premiums, and discounts 343,000 247,000
Amortization of intangible assets 101,000 104,000
Stock based compensation expense 2,000 11,000
Change in fair value of mortgage servicing rights 57,000 485,000
Gain on sale of investment securities (294,000) 0
Gain on sales and dispositions of premises and equipment 0 (44,000)
Gain on sales and dispositions of other real estate owned and foreclosed assets (13,000) (8,000)
Provision for other real estate owned 2,343,000 254,000
Decrease in accrued interest receivable 167,000 366,000
Increase in cash surrender value - life insurance (21,000) (20,000)
(Increase) decrease in other assets (476,000) 405,000
(Increase) decrease) in income tax receivable (68,000) 295,000
Increase in accrued interest payable 193,000 143,000
Increase in other liabilities 800,000 628,000
Origination of mortgage loans for sale (26,463,000) (22,376,000)
Proceeds from the sale of mortgage loans 29,290,000 21,815,000
Gain on sale of mortgage loans, net (720,000) (518,000)
Other, net (170,000) (139,000)
Net cash provided by operating activities 6,335,000 5,299,000
Cash flows from investing activities:    
Net decrease (increase) in loans 6,854,000 (2,396,000)
Purchase of available-for-sale debt securities (62,541,000) (41,291,000)
Proceeds from maturities of available-for-sale debt securities 11,260,000 12,053,000
Proceeds from calls of available-for-sale debt securities 2,255,000 13,515,000
Proceeds from sales of available-for-sale debt securities 15,981,000 0
Proceeds from sales of FHLB stock 2,000 53,000
Purchases of premises and equipment (326,000) (552,000)
Proceeds from sales of premises and equipment 0 45,000
Proceeds from sales of other real estate owned and foreclosed assets 604,000 1,195,000
Net cash used by investing activities (25,911,000) (17,378,000)
Cash flows from financing activities:    
Net (decrease) increase in demand deposits (14,866,000) 7,289,000
Net increase in interest-bearing transaction accounts 33,942,000 31,652,000
Net decrease in time deposits (10,471,000) (4,061,000)
Net decrease in federal funds purchased and securities sold under agreements to repurchase (3,519,000) (1,768,000)
Repayment of Federal Home Loan Bank advances (55,000) (65,000)
Cash dividends paid - preferred stock (228,000) (378,000)
Cash dividends paid - common stock (242,000) (233,000)
Net cash provided by financing activities 4,561,000 32,436,000
Net (decrease) increase in cash and cash equivalents (15,015,000) 20,357,000
Cash and cash equivalents, beginning of period 58,877,000 43,210,000
Cash and cash equivalents, end of period 43,862,000 63,567,000
Cash paid during the year for:    
Interest 1,624,000 2,057,000
Income taxes 6,000 790,000
Supplemental schedule of noncash investing and financing activities:    
Other real estate and repossessions acquired in settlement of loans $ 2,470,000 $ 5,598,000