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Loans and Allowance for Loan Losses (Details 2) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2013 | Jun. 30, 2012 | Jun. 30, 2013 | Jun. 30, 2012
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | $ 14,545 | $ 14,640 | $ 14,842 | $ 13,809
Additions: |  |  |  |
Provision for loan losses | 1,000 | 1,500 | 2,000 | 3,200
Deductions: |  |  |  |
Loans charged off | 294 | 1,061 | 1,875 | 2,252
Less recoveries on loans | (107) | (235) | (391) | (557)
Net loans charged off | 187 | 826 | 1,484 | 1,695
Balance at end of period | 15,358 | 15,314 | 15,358 | 15,314
Commercial, Financial, and Agricultural |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 1,828 | 2,722 | 1,937 | 1,804
Additions: |  |  |  |
Provision for loan losses | 370 | 363 | 279 | 1,230
Deductions: |  |  |  |
Loans charged off | 101 | 69 | 162 | 104
Less recoveries on loans | (22) | (29) | (65) | (115)
Net loans charged off | 79 | 40 | 97 | (11)
Balance at end of period | 2,119 | 3,045 | 2,119 | 3,045
Real Estate Construction - Residential |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 899 | 727 | 732 | 1,188
Additions: |  |  |  |
Provision for loan losses | 33 | (54) | 320 | (546)
Deductions: |  |  |  |
Loans charged off |  |  | 120 |
Less recoveries on loans |  | (36) |  | (67)
Net loans charged off |  | (36) | 120 | (67)
Balance at end of period | 932 | 709 | 932 | 709
Real Estate Construction - Commercial |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 1,811 | 1,410 | 1,711 | 1,562
Additions: |  |  |  |
Provision for loan losses | 389 | 211 | 489 | 59
Deductions: |  |  |  |
Less recoveries on loans | (2) | (23) | (2) | (23)
Net loans charged off | (2) | (23) | (2) | (23)
Balance at end of period | 2,202 | 1,644 | 2,202 | 1,644
Real Estate Mortgage - Residential |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 2,921 | 3,563 | 3,387 | 3,251
Additions: |  |  |  |
Provision for loan losses | (399) | 380 | (588) | 795
Deductions: |  |  |  |
Loans charged off | 95 | 422 | 387 | 577
Less recoveries on loans | (29) | (39) | (44) | (91)
Net loans charged off | 66 | 383 | 343 | 486
Balance at end of period | 2,456 | 3,560 | 2,456 | 3,560
Real Estate Mortgage - Commercial |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 6,840 | 5,976 | 6,834 | 5,734
Additions: |  |  |  |
Provision for loan losses | 591 | 525 | 1,436 | 1,552
Deductions: |  |  |  |
Loans charged off | 28 | 438 | 1,027 | 1,300
Less recoveries on loans | (12) | (44) | (172) | (121)
Net loans charged off | 16 | 394 | 855 | 1,179
Balance at end of period | 7,415 | 6,107 | 7,415 | 6,107
Installment Loans to Individuals |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 243 | 237 | 239 | 267
Additions: |  |  |  |
Provision for loan losses | 18 | 63 | 65 | 96
Deductions: |  |  |  |
Loans charged off | 70 | 132 | 179 | 271
Less recoveries on loans | (42) | (64) | (108) | (140)
Net loans charged off | 28 | 68 | 71 | 131
Balance at end of period | 233 | 232 | 233 | 232
Unallocated |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 3 | 5 | 2 | 3
Additions: |  |  |  |
Provision for loan losses | (2) | 12 | (1) | 14
Deductions: |  |  |  |
Balance at end of period | $ 1 | $ 17 | $ 1 | $ 17

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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
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- Definition Amount, after recoveries, of loans and leases that have been written-off. + References No definition available. + Details
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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References No definition available. + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
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