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Loans and Allowance for Loan Losses (Details 2) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | $ 15,358 | $ 15,314 | $ 14,842 | $ 13,809
Additions: |  |  |  |
Provision for loan losses |  | 4,700 | 2,000 | 7,900
Deductions: |  |  |  |
Loans charged off | 1,426 | 3,303 | 3,301 | 5,555
Less recoveries on loans | (322) | (209) | (713) | (766)
Net loans charged off | 1,104 | 3,094 | 2,588 | 4,789
Balance at end of period | 14,254 | 16,920 | 14,254 | 16,920
Commercial, Financial, and Agricultural |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 2,119 | 3,045 | 1,937 | 1,804
Additions: |  |  |  |
Provision for loan losses | 444 | 1,239 | 725 | 2,469
Deductions: |  |  |  |
Loans charged off | 654 | 742 | 817 | 846
Less recoveries on loans | (201) | (18) | (265) | (133)
Net loans charged off | 453 | 724 | 552 | 713
Balance at end of period | 2,110 | 3,560 | 2,110 | 3,560
Real Estate Construction - Residential |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 932 | 709 | 732 | 1,188
Additions: |  |  |  |
Provision for loan losses | 32 | (68) | 351 | (614)
Deductions: |  |  |  |
Loans charged off |  |  | 119 |
Less recoveries on loans |  |  |  | (67)
Net loans charged off |  |  | 119 | (67)
Balance at end of period | 964 | 641 | 964 | 641
Real Estate Construction - Commercial |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 2,202 | 1,644 | 1,711 | 1,562
Additions: |  |  |  |
Provision for loan losses | (216) | 90 | 273 | 149
Deductions: |  |  |  |
Loans charged off | 135 |  | 135 |
Less recoveries on loans |  |  | (2) | (23)
Net loans charged off | 135 |  | 133 | (23)
Balance at end of period | 1,851 | 1,734 | 1,851 | 1,734
Real Estate Mortgage - Residential |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 2,456 | 3,560 | 3,387 | 3,251
Additions: |  |  |  |
Provision for loan losses | 4 | 118 | (586) | 913
Deductions: |  |  |  |
Loans charged off | 368 | 41 | 754 | 618
Less recoveries on loans | (39) | (19) | (84) | (110)
Net loans charged off | 329 | 22 | 670 | 508
Balance at end of period | 2,131 | 3,656 | 2,131 | 3,656
Real Estate Mortgage - Commercial |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 7,415 | 6,107 | 6,834 | 5,734
Additions: |  |  |  |
Provision for loan losses | (294) | 3,241 | 1,142 | 4,793
Deductions: |  |  |  |
Loans charged off | 178 | 2,366 | 1,205 | 3,666
Less recoveries on loans | (34) | (96) | (206) | (217)
Net loans charged off | 144 | 2,270 | 999 | 3,449
Balance at end of period | 6,977 | 7,078 | 6,977 | 7,078
Installment Loans to Individuals |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 233 | 232 | 239 | 267
Additions: |  |  |  |
Provision for loan losses | 25 | 91 | 91 | 187
Deductions: |  |  |  |
Loans charged off | 91 | 154 | 271 | 425
Less recoveries on loans | (48) | (76) | (156) | (216)
Net loans charged off | 43 | 78 | 115 | 209
Balance at end of period | 215 | 245 | 215 | 245
Unallocated |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 1 | 17 | 2 | 3
Additions: |  |  |  |
Provision for loan losses | 5 | (11) | 4 | 3
Deductions: |  |  |  |
Balance at end of period | $ 6 | $ 6 | $ 6 | $ 6

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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
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- Definition Amount, after recoveries, of loans and leases that have been written-off. + References No definition available. + Details
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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References No definition available. + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
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