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Loans and Allowance for Loan Losses (Details 1) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2014 | Jun. 30, 2013 | Jun. 30, 2014 | Jun. 30, 2013
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | $ 12,845 | $ 14,545 | $ 13,719 | $ 14,842
Additions: |  |  |  |
Provision for loan losses | 0 | 1,000 | 0 | 2,000
Deductions: |  |  |  |
Loans charged off | 1,025 | 294 | 2,202 | 1,875
Less recoveries on loans | (330) | (107) | (633) | (391)
Net loans charged off | 695 | 187 | 1,569 | 1,484
Balance at end of period | 12,150 | 15,358 | 12,150 | 15,358
Commercial, Financial, and Agricultural |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 2,452 | 1,828 | 2,374 | 1,937
Additions: |  |  |  |
Provision for loan losses | (566) | 370 | (472) | 279
Deductions: |  |  |  |
Loans charged off | 54 | 101 | 186 | 162
Less recoveries on loans | (111) | (22) | (227) | (65)
Net loans charged off | (57) | 79 | (41) | 97
Balance at end of period | 1,943 | 2,119 | 1,943 | 2,119
Real Estate Construction - Residential |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 479 | 899 | 931 | 732
Additions: |  |  |  |
Provision for loan losses | (65) | 33 | (458) | 320
Deductions: |  |  |  |
Loans charged off | 0 | 0 | 60 | 120
Less recoveries on loans | (59) | 0 | (60) | 0
Net loans charged off | (59) | 0 | 0 | 120
Balance at end of period | 473 | 932 | 473 | 932
Real Estate Construction - Commercial |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 550 | 1,811 | 631 | 1,711
Additions: |  |  |  |
Provision for loan losses | 145 | 389 | 478 | 489
Deductions: |  |  |  |
Loans charged off | 77 | 0 | 491 | 0
Less recoveries on loans | 0 | (2) | 0 | (2)
Net loans charged off | 77 | (2) | 491 | (2)
Balance at end of period | 618 | 2,202 | 618 | 2,202
Real Estate Mortgage - Residential |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 3,090 | 2,921 | 2,959 | 3,387
Additions: |  |  |  |
Provision for loan losses | (624) | (399) | (486) | (588)
Deductions: |  |  |  |
Loans charged off | 75 | 95 | 194 | 387
Less recoveries on loans | (14) | (29) | (126) | (44)
Net loans charged off | 61 | 66 | 68 | 343
Balance at end of period | 2,405 | 2,456 | 2,405 | 2,456
Real Estate Mortgage - Commercial |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 6,019 | 6,840 | 6,523 | 6,834
Additions: |  |  |  |
Provision for loan losses | 1,037 | 591 | 885 | 1,436
Deductions: |  |  |  |
Loans charged off | 705 | 28 | 1,073 | 1,027
Less recoveries on loans | (77) | (12) | (93) | (172)
Net loans charged off | 628 | 16 | 980 | 855
Balance at end of period | 6,428 | 7,415 | 6,428 | 7,415
Installment Loans to Individuals |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 255 | 243 | 294 | 239
Additions: |  |  |  |
Provision for loan losses | 64 | 18 | 51 | 65
Deductions: |  |  |  |
Loans charged off | 114 | 70 | 198 | 179
Less recoveries on loans | (69) | (42) | (127) | (108)
Net loans charged off | 45 | 28 | 71 | 71
Balance at end of period | 274 | 233 | 274 | 233
Unallocated |  |  |  |
Summary of the allowance for loan losses |  |  |  |
Balance at beginning of period | 0 | 3 | 7 | 2
Additions: |  |  |  |
Provision for loan losses | 9 | (2) | 2 | (1)
Deductions: |  |  |  |
Loans charged off | 0 | 0 | 0 | 0
Less recoveries on loans | 0 | 0 | 0 | 0
Net loans charged off | 0 | 0 | 0 | 0
Balance at end of period | $ 9 | $ 1 | $ 9 | $ 1

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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 + Details
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- Definition Amount, after recoveries, of loans and leases that have been written-off. + References No definition available. + Details
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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References No definition available. + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Subparagraph d -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section L -Subsection 1 + Details
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- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
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