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Consolidated Statements of Income (unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
INTEREST INCOME        
Interest and fees on loans $ 10,048 $ 10,435 $ 19,913 $ 20,823
Interest on investment securities:        
Taxable 874 910 1,755 1,814
Nontaxable 174 213 363 430
Federal funds sold and other overnight interest-bearing deposits 9 15 18 29
Dividends on other securities 20 19 40 41
Total interest income 11,125 11,592 22,089 23,137
Interest on deposits:        
Savings, interest checking and money market 255 253 521 514
Time deposit accounts $100,000 and over 187 233 378 481
Other time deposits 413 857 845 1,739
Interest on federal funds purchased and securities sold under agreements to repurchase 4 5 9 10
Interest on subordinated notes 315 320 627 641
Interest on Federal Home Loan Bank advances 104 109 208 208
Total interest expense 1,278 1,777 2,588 3,593
Net interest income 9,847 9,815 19,501 19,544
Provision for loan losses 0 1,000 0 2,000
Net interest income after provision for loan losses 9,847 8,815 19,501 17,544
NON-INTEREST INCOME        
Service charges on deposit accounts 1,343 1,391 2,573 2,749
Trust department income 228 209 431 418
Real estate servicing fees, net 22 263 199 422
Gain on sale of mortgage loans, net 257 620 448 1,340
Gain on sale of investment securities 0 260 0 554
Other 333 345 618 613
Total non-interest income 2,183 3,088 4,269 6,096
NON-INTEREST EXPENSE        
Salaries and employee benefits 4,960 4,822 9,991 9,733
Occupancy expense, net 672 642 1,292 1,277
Furniture and equipment expense 453 530 896 965
FDIC insurance assessment 242 257 480 499
Legal, examination, and professional fees 282 294 508 520
Advertising and promotion 256 316 546 597
Postage, printing, and supplies 280 291 545 547
Processing expense 761 734 1,520 2,009
Other real estate expense, net 172 351 296 3,173
Other 733 1,044 1,444 1,896
Total non-interest expense 8,811 9,281 17,518 21,216
Income before income taxes 3,219 2,622 6,252 2,424
Income tax expense 1,121 810 2,167 748
Net income 2,098 1,812 4,085 1,676
Preferred stock dividends and accretion of discount 0 320 0 615
Net income available to common shareholders $ 2,098 $ 1,492 $ 4,085 $ 1,061
Basic earnings per share (in dollars per share) $ 0.40 $ 0.29 $ 0.78 $ 0.20
Diluted earnings per share (in dollars per share) $ 0.40 $ 0.29 $ 0.78 $ 0.20