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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Cash flows from operating activities:    
Net income $ 4,020 $ 3,410
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 680 675
Depreciation expense 874 962
Net amortization of investment securities, premiums, and discounts 828 883
Stock based compensation expense 2 11
Change in fair value of mortgage servicing rights (67) 453
Gain on sale of investment securities 0 (490)
Loss (gain) on sales and dispositions of premises and equipment 1 (6)
Gain on sales and dispositions of other real estate and repossessed assets (38) (103)
Provision for other real estate owned 215 76
Decrease in accrued interest receivable 429 227
Increase in cash surrender value - life insurance (39) (31)
Increase in other assets (613) (715)
Decrease in accrued interest payable (69) (10)
Increase (decrease) in other liabilities 290 (546)
Origination of mortgage loans for sale (17,101) (17,017)
Proceeds from the sale of mortgage loans 16,861 17,520
Gain on sale of mortgage loans, net (374) (387)
Other, net (47) (79)
Net cash provided by operating activities 5,852 4,833
Cash flows from investing activities:    
Net increase in loans (60,553) (59,499)
Purchase of available-for-sale debt securities (21,874) (76,417)
Proceeds from maturities of available-for-sale debt securities 16,132 24,457
Proceeds from calls of available-for-sale debt securities 4,525 10,035
Proceeds from sales of available-for-sale debt securities 0 44,300
Proceeds from sales of FHLB stock 201 0
Purchases of FHLB stock (1,203) (1,003)
Purchases of premises and equipment (863) (592)
Proceeds from sales of premises and equipment 0 6
Proceeds from sales of other real estate and foreclosed assets 784 2,399
Net cash used in investing activities (62,851) (56,314)
Cash flows from financing activities:    
Net increase in demand deposits 43,659 9,742
Net increase in interest-bearing transaction accounts 48,947 36,717
Net (decrease) increase in time deposits (20,585) 11,585
Net decrease in federal funds purchased and securities sold under agreements to repurchase (2,389) (21,140)
Repayment of FHLB advances and other borrowings (130,277) (8,000)
FHLB advances 152,740 32,000
Purchase of treasury stock (89) (226)
Cash dividends paid - common stock (674) (542)
Net cash provided by financing activities 91,332 60,136
Net increase in cash and cash equivalents 34,333 8,655
Cash and cash equivalents, beginning of period 26,995 28,377
Cash and cash equivalents, end of period 61,328 37,032
Cash paid during the year for:    
Interest 3,542 2,718
Income taxes 2,185 1,975
Noncash investing activities:    
Other real estate and repossessed assets acquired in settlement of loans $ 155 $ 1,634