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Consolidated Statements of Income (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
INTEREST INCOME    
Interest and fees on loans $ 12,223 $ 11,050
Interest on investment securities:    
Taxable 947 754
Nontaxable 158 157
Federal funds sold, other interest-bearing deposits, and certificates of deposit in other banks 106 48
Dividends on other securities 110 90
Total interest income 13,544 12,099
Interest on deposits:    
Savings, interest checking and money market 1,084 389
Time deposits 649 471
Interest on federal funds purchased and securities sold under agreements to repurchase 171 22
Interest on Federal Home Loan Bank advances 395 322
Interest on subordinated notes 491 408
Total interest expense 2,790 1,612
Net interest income 10,754 10,487
Provision for loan losses 300 350
Net interest income after provision for loan losses 10,454 10,137
NON-INTEREST INCOME    
Service charges and other fees 876 836
Bank card income and fees 656 614
Trust department income 280 274
Real estate servicing fees, net 221 453
Gain on sale of mortgage loans, net 146 155
Other 122 75
Total non-interest income 2,301 2,407
NON-INTEREST EXPENSE    
Salaries and employee benefits 6,057 5,438
Occupancy expense, net 689 619
Furniture and equipment expense 635 598
Processing, network, and bank card expense 859 1,045
Legal, examination, and professional fees 422 280
FDIC insurance assessment 154 101
Advertising and promotion 252 239
Postage, printing, and supplies 268 223
Other 918 808
Total non-interest expense 10,254 9,351
Income before income taxes 2,501 3,193
Income tax expense 411 1,093
Net income $ 2,090 $ 2,100
Basic earnings per share $ 0.36 $ 0.36
Diluted earnings per share $ 0.36 $ 0.36