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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Cash flows from operating activities:    
Net income $ 2,090 $ 2,100
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 300 350
Depreciation expense 435 473
Net amortization of investment securities, premiums, and discounts 356 406
Stock based compensation expense 0 1
Change in fair value of mortgage servicing rights (18) (244)
Gain on sale of investment securities (98) 0
(Gain) loss on sales and dispositions of premises and equipment (13) 1
Gain on sales and dispositions of other real estate and repossessed assets (2) (50)
Provision for other real estate owned 1 32
Decrease in accrued interest receivable 297 481
Increase in cash surrender value - life insurance (15) (21)
Decrease in other assets 156 58
Increase (decrease) in accrued interest payable 34 (46)
Decrease in other liabilities (989) (742)
Origination of mortgage loans for sale (7,587) (7,341)
Proceeds from the sale of mortgage loans 7,587 6,789
Gain on sale of mortgage loans, net (146) (155)
Other, net (50) (49)
Net cash provided by operating activities 2,338 2,043
Cash flows from investing activities:    
Net (increase) decrease in certificates of deposit in other banks (1,352) 1,000
Net increase in loans (16,231) (35,523)
Purchase of available-for-sale debt securities (28,134) (15,346)
Proceeds from maturities of available-for-sale debt securities 9,119 9,750
Proceeds from calls of available-for-sale debt securities 1,685 4,025
Proceeds from sales of available-for-sale debt securities 25,723 0
Purchases of FHLB stock (1,370) (263)
Proceeds from sales of FHLB stock 2,682 200
Purchases of premises and equipment (401) (348)
Proceeds from sales of premises and equipment 13 0
Proceeds from sales of other real estate and foreclosed assets 224 658
Net cash used in investing activities (8,042) (35,847)
Cash flows from financing activities:    
Net (decrease) increase in demand deposits (546) 3,084
Net increase in interest-bearing transaction accounts 32,426 50,648
Net increase (decrease) in time deposits 22,688 (21,394)
Net increase in federal funds purchased and securities sold under agreements to repurchase 7,235 497
Repayment of FHLB advances and other borrowings (131,055) (38,232)
FHLB advances 94,000 36,740
Purchase of treasury stock (112) (25)
Cash dividends paid - common stock (406) (336)
Net cash provided by financing activities 24,230 30,982
Net increase (decrease) in cash and cash equivalents 18,526 (2,822)
Cash and cash equivalents, beginning of period 62,878 25,995
Cash and cash equivalents, end of period 81,404 23,173
Cash paid during the year for:    
Interest 2,755 1,658
Income taxes 0 755
Noncash investing activities:    
Other real estate and repossessed assets acquired in settlement of loans $ 278 $ 103